Is Your Estate Ready if You Experience Cognitive Decline?, 10 Tax Forms for Retirees and What They’re For, Here’s How to Be OK in Retirement

Why You Shouldn't Ignore Investing in Commodities | What Is Absolute Return Theory? Three Ways You Can Try It | Is Your Estate Ready if You Experience Cognitive Decline? Created for {EMAIL} | [Web Version]( February 7, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Commodities [] [Why You Shouldn't Ignore Investing in Commodities]( [Why You Shouldn't Ignore Investing in Commodities]( (Getty Images) Investors can help reduce risk, hedge against inflation and diversify their portfolio by [investing in commodities](, such as gold, silver and copper, according to financial adviser Peter J. Klein. [] Investing [] [What Is Absolute Return Theory? Three Ways You Can Try It]( [What Is Absolute Return Theory? Three Ways You Can Try It]( (Getty Images) Most investors are familiar with tracking an index for relative returns. [Absolute return theory]( is a more intentional and sophisticated approach to investing. Financial adviser Mike Decker explains. [Top 5 Wealth Management Firms Revealed]( Asset growth and preservation are two sides of the same coin. Working with a top wealth management firm can provide access to strategies for all of life's different stages. Here's the list of top U.S. firms for individual investors. [See the list]( ADVERTISEMENT [] Estate Planning [] [Is Your Estate Ready if You Experience Cognitive Decline?]( [Is Your Estate Ready if You Experience Cognitive Decline?]( (Getty Images) Once your cognitive abilities begin to decline (which can start in your early 60s), [your accounts could be at risk](. Here's how to protect them, courtesy of attorney Patrick M. Simasko. Featured Content Sponsored Content from Kiplinger Advisor Collective [Join the Kiplinger Advisor Collective Today]( Are you a seasoned financial professional with a wealth of experience waiting to be shared? Do you dream of expanding your influence within the industry and connecting with like-minded peers? The Kiplinger Advisor Collective is the ultimate platform for personal financial experts like yourself. [Find out more](. [] In Case You Missed It [] [Are You Going to Be OK in Retirement? How to Answer Yes]( Financial adviser John Goodhue scoured more than 70 years of retirement research to identify five key risk areas to focus on when planning for retirement. [Read More]( [Increase your retirement income - make it last a lifetime]( Income annuities are paying 25%-45% more than last year. By balancing guaranteed income and income-focused investments, you can increase your income, lower your risk and minimize your taxes. We can show you your increase with a complimentary Go2Income plan. [Order Your Plan]( ADVERTISEMENT [] Retirement Management [] [10 Tax Forms Retirees Receive and What They Mean]( Knowing what tax forms you're getting and why is important so you can ensure that you or your tax preparer have what's needed to file your taxes. CFP Evan T. Beach lists the most common forms and what they're for. [Read More]( [Misconceptions on Retirement Planning]( What do you need to know about retirement planning? Learn about mistakes to avoid by reading our breakdown of 6 common retirement planning myths. [READ MORE]( ADVERTISEMENT [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Retirement income funds to keep cash flowing in your golden years]( The stars are aligning for retirement income funds, which are aimed to engineer a steady payout of cash for retirees. [How much umbrella insurance do I need?]( Use our calculator to determine how much is right for you. Having too much is better than having too little. 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