Should Commodities Always Be In Your Portfolio?, 4 Financial Wellness Tips, Dry January Boosting Pot Sales

Worst Places to Retire in the U.S. | Four Tips to Get Your Financial Wellness in Shape | Dry January Can Boost Weed Sales Created for {EMAIL} | [Web Version]( February 6, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [Worst Places to Retire in the U.S.]( [Worst Places to Retire in the U.S.]( (Getty Images) When looking forward to retirement, choosing a location that offers a healthy and happy retreat from the day-to-day grind is an obvious consideration. Living comfortably, lower housing costs or moving closer to family may all be motivations to move or stay put. Whether it reflects the quality of life, healthcare, or affordability, [this state ranks last as a retirement destination](. [] Personal Finance [] [Four Tips to Get Your Financial Wellness in Shape]( [Four Tips to Get Your Financial Wellness in Shape]( (Getty Images) With nearly a full new year ahead of us, now is a great time to make a commitment to money matters — things like better budgeting, saving for retirement, and planning for the future, writes financial executive Salene Hitchcock-Gear. [Here are four tips to consider](. [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] In the News [] [Dry January Can Boost Weed Sales]( [Dry January Can Boost Weed Sales]( (Getty Images) Reports indicate the annual trend of giving up alcohol in January [can help increase recreational cannabis sales](, changing factors for investors. [] Investing [] [Why You Shouldn’t Ignore Investing in Commodities]( [Why You Shouldn t Ignore Investing in Commodities]( (Getty Images) Maintaining a certain percentage of a portfolio in commodities can increase diversification and reduce the risk of the overall portfolio. Financial adviser Peter Klein explores the reasons [why investing in commodities should not be ignored](. [Ask a Pro: Should I Convert My IRA to a Roth after age 60?]( Ask a pro. Try this free tool to get matched with up to 3 vetted financial advisors serving your area who can help answer your questions and work towards a comfortable retirement. Get your financial advisor matches today. [LEARN MORE]( ADVERTISEMENT [] Insurance [] [How Much Umbrella Insurance Do I Need?]( Having too much liability insurance is better than having too little. Use our calculator to determine how much umbrella insurance is right for you. [Find It Here]( [] Credit Cards [] [Best Travel Rewards Credit Cards February 2024]( Business road warriors and leisure travelers can use travel rewards credit cards to turn miles logged into other things — including more travel. [Read More]( [Increase your retirement income - make it last a lifetime]( Income annuities are paying 25%-45% more than last year. By balancing guaranteed income and income-focused investments, you can increase your income, lower your risk and minimize your taxes. We can show you your increase with a complimentary Go2Income plan. [Order Your Plan]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036