Learn how to add Treasuries to your IRA.
Created for {EMAIL} | [Web Version]( February 1, 2024
CONNECT WITH KIPLINGER [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE](
[] INTRODUCTION
[] - [Stepping Into Planning Your Purchases](
The beginning of the year is typically a time to take inventory of the repairs, renovations or replacements our homes and vehicles need. February is the time to start the planning process — especially for big expenses. Whether you plan on refreshing your kitchen or buying a new car, thinking before buying should be included in your evaluations. I have some expert help from the Kiplinger Advisor Collective to help you be [more deliberate and thoughtful before making a major purchase](. - Donna LeValley, personal finance writer [Protect Your Retirement Income Plan](
Go2Income has added the Fixed Index Annuity (FIA) to its lineup of investments and annuities to help reduce market risk and taxes in your plan. The FIA provides: 1. Upside Capture of a % of Stock Market Return
2. Downside Protection of Your Original Investment
3. Tax Deferral Benefits of Annuities The key questions are where and how much of your savings you should allocate to the FIA. To find out, order a complimentary Go2Income plan and optional FIA Report. [READ MORE]( ADVERTISEMENT [] TOP STORY
[] [6 Essential Questions to Ask Yourself Before Making a Major Purchase](
[6 Essential Questions to Ask Yourself Before Making a Major Purchase]( (Getty Images)
Making a major purchase shouldn't be done in haste or to get more attention on social media. Reflect before making a big purchase and you can avoid buyer’s remorse and wasting money. [Use these six questions to make sure you aren’t overbuying or overspending](. [] SAVING
[] [How to Add Treasury Bonds, Bills and Notes to an IRA](
[How to Add Treasury Bonds, Bills and Notes to an IRA]( (Getty Images)
U.S. Treasuries and bonds are safe and have many great tax advantages. Including them in your IRA to balance your portfolio and manage risk seems like a no brainer. Learn about the [easiest way to add these securities to your IRA](. [6 Myths About Social Security – Debunked](
Collecting Social Security benefits is an important component of any retirement income withdrawal strategy, but the federal program can also be complicated to understand. Get the facts on how the Social Security program works for retirees. [READ MORE]( ADVERTISEMENT [] MOBILE PLANS
[] [T-Mobile Eyes Price Hikes as AT&T, Verizon Set to Raise Rates](
[T-Mobile Eyes Price Hikes as AT T, Verizon Set to Raise Rates]( (Getty Images)
Is there any subscription or service that isn’t raising its prices? I’m a customer of two of these companies and am not happy to know in a few weeks my pockets will be lighter and my budget will be tighter. Read on to [find out how much you can expect rates to rise]( and when the increases will hit your bottom line. [Is your money working hard enough?](
It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY
[] [6 of the best budgeting apps](
The popular Mint app is closing down and we have some alternative suggestions for you.
[Have a return? Retail fraudsters are making that more difficult](Retailers are fighting back against returns fraud with tighter return policies.
[ARK Invest’s Cathie Wood is searching for the next big thing](Find out what industries Cathie Wood is focused on in 2024.
[How identity thieves are exploiting your trust](Con artists are finding new and unexpected ways to take your money. Here's what to do about it. ABOUT KIPLINGER
When we write about money, we get it right.
So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe](
[Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions](
CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE]( [Future](
Future US LLC ©
Full 7th Floor, 130 West 42nd Street, New York, NY, 10036