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16 Worst Retirement Mistakes, Pros/Cons of Fixed Index Annuities, How to Find Free College in Retirement

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Thu, Feb 1, 2024 12:54 PM

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How to Convert a Traditional IRA to a Roth After 60 | 16 Retirement Mistakes You Will Regret Forever

How to Convert a Traditional IRA to a Roth After 60 | 16 Retirement Mistakes You Will Regret Forever | Free (or Cheap) College for Retirees in All 50 States Created for {EMAIL} | [Web Version]( February 1, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] Retirement Accounts [] [How to Convert a Traditional IRA to a Roth After 60]( [How to Convert a Traditional IRA to a Roth After 60]( (Getty Images) You can't contribute to a traditional IRA, at any age, if you don't have [earned income](. But can someone who is retired and age 70½ still roll over money from a traditional IRA to a Roth? Let's explore what anyone making an [IRA conversion]( should consider first. [] Retirement Risks [] [16 Retirement Mistakes You Will Regret Forever]( [16 Retirement Mistakes You Will Regret Forever]( (Getty Images) As more [Baby Boomers]( contemplate retirement, thoughts turn from worry over the workday slog to concerns about how to fund the golden years. To help, we've compiled a list of the [biggest retirement planning mistakes]( and how to avoid making them. [Trending Stocks Sent To You In Real Time]( Sign up today and get instant access to our next stock alert! You do not want to miss out on this next pick! Our stock picks have been known to soar! [LEARN MORE]( ADVERTISEMENT [] Education [] [Free (or Cheap) College for Retirees in All 50 States]( [Free (or Cheap) College for Retirees in All 50 States]( (Getty Images) As a retiree, you're already a graduate of the school of hard knocks, but there's still a lot to learn. Whether your goal is a [second career](, lifelong learning or finishing a sought-after degree, [retirees can find free (or close to it) college courses]( at various institutions across the country. [] Estate Planning [] [10 Things You Should Know About Estate Planning]( [10 Things You Should Know About Estate Planning]( (Getty Images) While an [estate plan]( cannot prevent death or illness, it can protect your family from stress, grief and emotional fallout. Whether you've got your documents ready or just starting, here's how to [prepare a robust estate plan](. [Out Of This World Stock Picks]( Sign up today and get instant access to our next stock alert! You do not want to miss out on this next pick! Our stock picks have been known to soar! [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Retirement Planning 2024 [Plan and enjoy a worry-free retirement.]( Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.]( [] Income [] [How a Fixed Index Annuity Can Manage Retirement Income Risks]( [How a Fixed Index Annuity Can Manage Retirement Income Risks]( (Getty Images) How can retirees obtain safe, lifetime income while meeting their objectives for legacy, [inflation protection](, liquidity and risk management? Investment adviser Jerry Golden breaks down the [benefits of fixed index annuities]( for retirees. [Insane Stock Alerts Sent Right To You!]( Sign up today and get instant access to our next stock alert! You do not want to miss out on this next pick! Our stock picks have been known to soar! [LEARN MORE]( ADVERTISEMENT [] Spending Habits [] [Six Essential Questions to Ask Yourself Before Making a Major Purchase]( [Six Essential Questions to Ask Yourself Before Making a Major Purchase]( (Getty Images) Making the decision to spend your hard-earned cash should be worthy of more than just a passing thought. Before [committing to a major purchase](, ask yourself the following six questions, as recommended by the financial leaders of the [Kiplinger Advisor Collective](. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. 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