What is Insider Trading?
Created for {EMAIL} | [Web Version]( January 31, 2024
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[] INTRODUCTION
[] [Stepping Into Schooling For Retirees](
I was excited to see how many states offer seniors college classes for free or a minimal charge. My home state of New York is among the more miserly. It only allows retirees to audit classes after jumping through some hoops. Use the list prepared by Kiplinger personal finance writer Erin Bendig to see if [your state offers free or cheap college classes](. - Donna LeValley, personal finance writer P.S. I welcome your questions and suggestions about this newsletter – you can reach me at d.levalley@futurenet.com [Best Compounding Interest Investments in Preparing for Retirement](
Generate $2,000 a month in dividends with a private REIT, specializing in industrial properties. This fund offers a path to create passive income using dividends and compound interest. With 250k at 10% APY discover how to yield $2000/month to help you reach your financial goals. [READ MORE]( ADVERTISEMENT [] TOP STORY
[] [Free (or Cheap) College for Retirees in All 50 States](
[Free (or Cheap) College for Retirees in All 50 States]( (Getty Images)
I can’t think of a better way to spend my retirement than taking some classes and learning something new. Every State offers free or reduced-cost college classes to retirees. But the details vary greatly between states. Look for your state and find out [how to enroll and take advantage of the steep discounts](. [] MEDICARE
[] [Enrolled in a Medicare Advantage Plan? CMS Wants Your Feedback](
[Enrolled in a Medicare Advantage Plan? CMS Wants Your Feedback]( (Getty Images)
More than half of Medicare beneficiaries are enrolled in a Medicare Advantage plan. Taxpayers are expected to fork out over $7 trillion dollars for services over the next decade. The Centers for Medicare & Medicaid Services (CMS) wants to know what you think about your plan, to see where improvements are needed. If you want to [share your experience]( and find out how. [Preserve Wealth for Future Generations](
Our advisors provide personalized wealth management services supporting your and your family's goals. From top-down portfolio construction to wealth and estate planning, we help protect your legacy. [There's never been a more perfect time to get started]( Paid non-client promotion [LEARN MORE]( ADVERTISEMENT [] FINANCIAL PLANNING
[] [How to Ride the Waves of Interest Rates and Inflation](
[How to Ride the Waves of Interest Rates and Inflation]( (Getty Images)
Some investors are chasing bigger returns to compensate for inflation and higher interest rates. This is not a winning strategy. Associate financial advisor, Isaac Morris, emphasizes the importance of asking yourself ['why' you feel the need to make a change in your investment strategy]( before you make any changes to your portfolio. [Is your money working hard enough?](
It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY
[] [5 books that’ll prepare you for retirement](
Engaging fiction and nonfiction reading suggestions to help prepare you for your next stage.
[Free IRS Direct File pilot program: who's eligible?](
Participation in the first tax season for the new Direct File program is limited.
[5 strategies for maximizing your business' profitability](
Find out where to focus your attention to set your business up for long-term success.
[What is insider trading?](
Learn what authorities consider insider trading and how to avoid it. ABOUT KIPLINGER
When we write about money, we get it right.
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