9 ETFs to Preserve Your Capital vs Growth, Alternatives to Help Dig Out of Debt, Smart Financial Adjustments for Life-Alternative Conditions

How Tax Diversification Can Increase Your Retirement Income | Four Tips for Dealing With Life-Altering Health Conditions | Best Low-Volatility ETFs for When the Market Is a Roller Coaster Created for {EMAIL} | [Web Version]( January 22, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [How Tax Diversification Can Increase Your Retirement Income]( [How Tax Diversification Can Increase Your Retirement Income]( (Getty Images) For many Americans, 401(k) and other tax-deferred retirement plans represent the lion’s share of their investable assets, writes financial planner Stefan Greenberg. After all, why wouldn’t you want to contribute as much as possible to [a plan that boosts your savings](? [] Personal Finance [] [Four Tips for Dealing With Life-Altering Health Conditions]( [Four Tips for Dealing With Life-Altering Health Conditions]( (Getty Images) Plenty of health conditions can change your life, even when they’re not terminal. Financial planner Kara Duckworth explains that [making appropriate adjustments can help you age in place longer](. [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] In Case You Missed It [] [Best Low-Volatility ETFs for When the Market Is a Roller Coaster]( [Best Low-Volatility ETFs for When the Market Is a Roller Coaster]( (Getty Images) It's been a volatile few years for the stock market, and that has investors sniffing out low-volatility exchange-traded funds. Just understand their strengths and their limitations. If you want additional peace of mind or are more concerned with capital preservation than growth, [these nine low-volatility ETFs]( all have something to offer. [] Smart Debt Management [] [Need Help Digging Out of Debt? What You Can Do]( [Need Help Digging Out of Debt? What You Can Do]( (Getty Images) Beware of ‘debt relief’ services that sound too good to be true. While debt settlement companies often advertise that they can negotiate with creditors to reduce the amount consumers owe, working with them carries potential long-term risks. To help you avoid this, Prosper CEO David Kimball [breaks down several different alternatives that can help consumers pay down their credit card and other debt]( while managing — rather than diminishing — their credit scores and profiles. [Have This Much Money? You May Want a Financial Advisor]( Money can't buy happiness, but research finds that if you have this much in household assets, hiring a financial advisor could help heighten your satisfaction levels. Just how much money do you need? [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Corporate Earnings [] [Kiplinger's Earnings Calendar for This Week (Jan. 22-26)]( Check out our earnings calendar for this week, as well as our previews and recaps of the more noteworthy reports. 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