Three Essential Money Hacks for 2024, Plan Now and Save on Taxes Later, How to Combat Four Headwinds of Retirement

How to Protect Older Adults from Financial Abuse | Three Essential Money Hacks for 2024 | How You Might Need to Adjust Your Retirement Plan in 2024 Created for {EMAIL} | [Web Version]( January 10, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Personal Finance [] [How to Protect Older Adults from Financial Abuse]( [How to Protect Older Adults from Financial Abuse]( (Getty Images) Scams are everywhere, and older people are prime targets. Financial adviser Thomas C. West notes how critical it is to be vigilant, [safeguard personal info](, get paperwork in order and more. [] Financial Planning [] [Three Essential Money Hacks for 2024]( [Three Essential Money Hacks for 2024]( (Getty Images) The first month of a new year is the perfect time to look at how you can adjust your spending habits and budget better to save money. CFP Shane W. Cummings offers some [ways to get ahead](. [Spend $500 And Earn $200]( Earn $200 after spending $500. Unlimited cash rewards. Start racking up huge rewards. [LEARN MORE]( ADVERTISEMENT [] Saving for Retirement [] [How You Might Need to Adjust Your Retirement Plan in 2024]( [How You Might Need to Adjust Your Retirement Plan in 2024]( (Getty Images) Investment adviser Jerry Golden outlines some of the challenges that could lie ahead this year. He also makes some suggestions for how you might deal with them to help [secure your financial future](. Featured Content Sponsored Content from Kiplinger Advisor Collective [Join the Kiplinger Advisor Collective Today]( Are you a seasoned financial professional with a wealth of experience waiting to be shared? Do you dream of expanding your influence within the industry and connecting with like-minded peers? The Kiplinger Advisor Collective is the ultimate platform for personal financial experts like yourself. [Find out more](. [] Retirement Planning [] [The 4 Headwinds of Retirement and How to Combat Them]( There's more to retirement planning than saving and investing. Financial expert Sam Liang highlights potential obstacles that could threaten your financial security. [Read More]( [Optimize Your Retirement Income With This Advisor]( Our advisors use several strategies, including active funds exclusive to Personal Advisor clients. Low-cost funds, automated tax-loss harvesting, and minimal fees also help you keep more of your savings. [Take the first step with Vanguard today](. Paid non-client promotion [LEARN MORE]( ADVERTISEMENT [] Taxes [] [Plan Now, Save on Taxes Later: Tax Law Reset Is Coming]( Don't let the sunsetting of provisions in the Tax Cuts and Jobs Act catch you off guard. Here are some ways to take advantage of lower tax rates now, courtesy of financial adviser William Thatcher. (P.S. For more on taxes, check out our weekly [Tax Tips]( newsletter.) [Read More]( [Vanguard vs. Fidelity vs. Schwab]( Who are you partnered with? See how these popular brokerage firms stack up when it comes to fees, resources, and specific services, so you can decide on the right fit for you. [LEARN MORE]( ADVERTISEMENT [] Also on Kiplinger [] - [Six life lessons]( that also apply to investing - To achieve [financial stability](, start with small steps - [Overbilled by your lawyer](? You're not alone - For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, bank on [Kiplinger Investing for Income]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036