Should You Still Have Bonds in Your Portfolio?, Calculating RMDs for 2024, How Regular Families Could Be Affected if Tax Cuts Expire

Three Legit Reasons to Fire Your Financial Adviser | Yes, You Can Discuss Your Salary With a Co-Worker | What You Need to Know About Calculating RMDs for 2024 Created for {EMAIL} | [Web Version]( January 7, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Financial Planning [] [Three Legit Reasons to Fire Your Financial Adviser]( [Three Legit Reasons to Fire Your Financial Adviser]( (Getty Images) CFP Evan T. Beach notes that there are more than a few bad financial advisers out there and plenty of reasons to [give them the boot](, but these are the three valid reasons he often sees. He also shares how to do it. [] The Workplace [] [Yes, You Can Discuss Your Salary With a Co-Worker]( [Yes, You Can Discuss Your Salary With a Co-Worker]( (Getty Images) Your employer, who should be familiar with pay transparency laws, might not like it, but [employees are legally protected]( from repercussions, according to attorney and consumer advocate H. Dennis Beaver. [Strategies to help maximize your retirement income]( Vanguard advisors are here to help investors like you make more informed and confident financial decisions. They'll work with you on your retirement income, balancing your expectations for growth with a disciplined approach to risk. There's never been a more perfect time to get started. Paid non-client promotion [LEARN MORE]( ADVERTISEMENT [] Retirement Planning [] [What You Need to Know About Calculating RMDs for 2024]( [What You Need to Know About Calculating RMDs for 2024]( (Getty Images) While 2023's market rebound is good news for investors, it could result in [higher required minimum distributions (RMDs)]( for 2024 -- and, therefore, higher taxes. CFP Chris Gullotti goes through the details. [] Taxes [] [How Regular Families Could Be Affected if Tax Cuts Expire]( You don't have to have a large estate to see a significant impact on your taxes once provisions in the 2017 Tax Cuts and Jobs Act sunset (if Congress doesn't act). Trust counsel Timothy Barrett explains how regular families could be affected. (P.S. For more on taxes, check out our weekly [Tax Tips newsletter](.) [Read More]( [Have This Much Money? You May Want a Financial Advisor]( Money can't buy happiness, but research finds that if you have this much in household assets, hiring a financial advisor could help heighten your satisfaction levels. Just how much money do you need? [LEARN MORE]( ADVERTISEMENT [] Saving for Retirement [] [Should You Still Have Bonds in Your Portfolio?]( It's easy to wonder if how we invest in bonds should change after the past few years. If you're taking a long-term view of investing, what should you do? CFP Stacy Francis has answers. [Read More]( [Share Your Life Story]( There is no greater gift you can give to your loved ones than the story of your life. We will create your private memoirs in a beautifully handcrafted book. A richly rewarding experience for you and a priceless gift for your family. Call today on (844) 399-0426 to find out more. [LEARN MORE]( ADVERTISEMENT [] Also on Kiplinger [] - New [USPS address change policy](: What you need to know - These four traits lead to [more retirement savings]( - 2024 to-do list: Five [best financial moves]( to make - For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, [bank on Kiplinger Investing for Income]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036