Smart Money Moves to Make Before Year End | 3 Medicare Changes In 2024 To Be Aware Of | This Thermostat Setting Will Save You Money This Winter
Created for {EMAIL} | [Web Version]( December 28, 2023
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[] Financial Planning
[] [Smart Money Moves to Make Before Year End](
[Smart Money Moves to Make Before Year End]( (Getty Images)
As 2023 heads into the history books, here are some things you can do to [start 2024 on your best financial footing](. Consider our advice on maximizing your stock investments, [minimize your taxes](, staying on top of credit cards and more. [] Medicare
[] [3 Medicare Changes In 2024 To Be Aware Of](
[3 Medicare Changes In 2024 To Be Aware Of]( (Getty Images)
If you're a Medicare recipient, many key revisions automatically kick in with the start of the new year. While Kiplinger covers [Medicare]( year-round, we're taking this moment to round up some of the biggest [changes to the program expected in 2024](. [Minimize Your Tax Burden with Vanguard](
Vanguard Personal Advisor can provide advice on choosing accounts with tax benefits, buying investments that are prone to a lower tax bite, and making strategic moves before year-end to help cut your tax bill. [Start the conversation today](. Paid non-client promotion [LEARN MORE]( ADVERTISEMENT [] Home Bills
[] [This Thermostat Setting Will Save You Money This Winter](
[This Thermostat Setting Will Save You Money This Winter]( (Getty Images)
Finding the ideal thermostat setting becomes a more urgent question for many Americans as [temperatures fall each winter](. So how do you [choose between your comfort and your rising bills](? Thankfully there's an ideal middle ground, according to energy efficiency experts. [] Cost of Living
[] [Senior Living Costs Spike, But What About the Value?](
[Senior Living Costs Spike, But What About the Value?]( (Getty Images)
The pandemic brought intense staffing challenges across [long-term senior care]( facilities. Today those staffing pressures have eased, but the cost of renting in a senior living facility continues to rise. Just because the [senior living price has risen](, doesn't mean the value rises along with it. [Best Compounding Interest Investments in Preparing for Retirement](
Generate $2,000 a month in dividends with a private REIT, specializing in industrial properties. This fund offers a path to create passive income using dividends and compound interest. With 250k at 10% APY discover how to yield $2000/month to help you reach your financial goals. [READ MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Retirement Planning 2024
[Plan and enjoy a worry-free retirement.](
Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.](
[] Estate Planning
[] [6 of the Worst Assets to Inherit](
[6 of the Worst Assets to Inherit]( (Getty Images)
The total value of an [inheritance]( isn't just a dollar figure; what's actually in an estate matters a lot. Trillions of dollars will transfer from one generation to the next in the coming decades, but not everyone will see their inheritance as a help. These [six assets may actually be a headache](. [A better way to invest](
Investing for you, managed by us. Automated trading, rebalancing, and dividend reinvestment, we put our technology behind every dollar you invest. Investing Involves Risk [LEARN MORE]( ADVERTISEMENT [] Quality of Life
[] [How to Overcome Your Fear and Enjoy Retirement](
[How to Overcome Your Fear and Enjoy Retirement]( (Getty Images)
Fear of [retirement]( is a real phenomenon for millions of older Americans. It's not surprising that Americans are working longer, but the motivation to stay on the job isn't necessarily financial. Learn how to [smooth the transition to retirement]( and take charge of your fears. ABOUT KIPLINGER
When we write about money, we get it right.
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