Five Reasons You'll Blow Up Your Retirement Plan | Best Dividend ETFs to Buy Now | Medicare Advantage 'Shortfalls' Need Attention, Senators Say
Created for {EMAIL} | [Web Version]( December 18, 2023
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[] Retirement Changes
[] [Five Reasons You'll Blow Up Your Retirement Plan](
[Five Reasons You'll Blow Up Your Retirement Plan]( (Getty Images)
A retirement plan doesn't start with how much money you have or [how you invest it](, but instead follows your needs and goals. Since life never stops happening, it's best to know how to [change your retirement plan]( when life changes. [] Investing
[] [Best Dividend ETFs to Buy Now](
[Best Dividend ETFs to Buy Now]( (Getty Images)
What's the best way to stash [dividends]( in your portfolio? You could try to choose individual stocks that pay shareholders, or you could spread that risk across thousands of stocks via dividend ETFs. Read on as we share seven of the [best dividend ETFs]( for a diversified portfolio. [Hedonova outperforming S&P 500 by +200%](
Hedonova makes investing in diverse alternatives simple. Since late 2019, it outperformed the S&P 500 by over 200%. Recognized at the 2023 Hedgeweek European Awards, this SEC-regulated fund won the best multi-strategy hedge fund award. [Start investing with $5K]( ADVERTISEMENT: [] Medicare
[] [Medicare Advantage 'Shortfalls' Need Attention, Senators Say](
[Medicare Advantage 'Shortfalls' Need Attention, Senators Say]( (Getty Images)
A group of U.S. senators are calling for [Medicare Advantage]( (MA) plan providers to report how much they pay for patient services - and how much patients are paying. Learn about their new bill to require MA plan providers to provide more transparency on [patient cost sharing](. [] Retirement Accounts
[] [Two Five-Year Rules for Roth IRAs](
[Two Five-Year Rules for Roth IRAs]( (Getty Images)
Roth IRAs are good retirement savings options. Although you can't deduct contributions to a [Roth IRA](, the money inside the account grows tax-free. But be sure you know the [five-year rules](. Failing to comply with the rules can result in a surprise federal tax bill. [Get Ahead with a Personalized Retirement Plan](
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[Plan and enjoy a worry-free retirement.](
Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.](
[] Wealth
[] [Protect Your Wealth Against Inflation in Three Easy Steps](
[Protect Your Wealth Against Inflation in Three Easy Steps]( (Getty Images)
What we know is clear: Inflation isn't going away. Your choice is how you let it impact your wealth. [Protect your portfolio]( and retirement with [three simple steps]( from Michael Joseph, CFA. [Free 401K Selection Advice](
See what retirement might look like for you and get a feel for what our award-winning free dashboard can do. Want a more accurate assessment? [READ MORE]( ADVERTISEMENT [] Travel
[] [The Top Holiday Travel Destinations Of 2023](
[The Top Holiday Travel Destinations Of 2023]( (Getty Images)
Whether [traveling]( to be with family, get away from family, or to visit the sunny shores of Costa Rico or the slippery snowy slopes of Vail, Colorado, odds are you won't be alone during this most wonderful time of the year. Data has revealed the [top holiday travel destinations]( of 2023, so you can see if your vacation destination made the list. ABOUT KIPLINGER
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