Did You Forget Medicare Open Enrollment?, How to Stretch Your Retirement Fund, Cut the Christmas Light Bills

How Finances Can Improve for Retirees -- and the Next Two Generations | You Missed Medicare Annual Open Enrollment. Now What? | Does It Make Sense to Rent in Retirement? Created for {EMAIL} | [Web Version]( December 14, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] Generations [] [How Finances Can Improve for Retirees -- and the Next Two Generations]( [How Finances Can Improve for Retirees -- and the Next Two Generations]( (Getty Images) Hypothetical [retirees]( from 2017 are in much better financial shape today, thanks to annuities and higher interest rates. Investment adviser Jerry Golden explains why - and how their [kids and grandkids]( stand to also reap the benefits. [] Medicare [] [You Missed Medicare Annual Open Enrollment. Now What?]( [You Missed Medicare Annual Open Enrollment. Now What?]( (Getty Images) Open enrollment for [Medicare]( runs every year from October 15 through December 7. If you failed to make or change an election by the deadline, you are mostly stuck with that election for the year. Here are the few ways you can change your Original Medicare elections after annual [open enrollment]( has closed. [Invest Responsibly and Retire Well]( Learn how your investments can help generate positive, measurable environmental and social impact alongside a financial return. [LEARN MORE]( ADVERTISEMENT [] Housing [] [Does It Make Sense to Rent in Retirement?]( [Does It Make Sense to Rent in Retirement?]( (Getty Images) Now that the kids are gone, you no longer need a five-bedroom [home]( with a big backyard. It's expensive, too. But when it comes time to downsize, you need to make an important decision: [buy or rent](? [] Travel [] [Four Christmas Flight Booking Tips]( [Four Christmas Flight Booking Tips]( (Getty Images) [Traveling this holiday season](? You're not alone. 50.44% or nearly 131 million American adults will travel for Christmas, Hanukkah, or Kwanzaa this year. Before you go, consider these [holiday flight booking tips]( when planning your travels. [Can you benefit from working with a Vanguard advisor?]( Our advisors are fiduciaries, and they don't earn commissions—so you can trust they'll always put your interests first. You get advice that's tailored to your unique goals. [Take the first step with Vanguard today]( Paid non-client promotion [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Retirement Planning 2024 [Plan and enjoy a worry-free retirement.]( Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.]( [] Bills [] [Christmas Lights and Your Energy Bill: How to Save Money]( [Christmas Lights and Your Energy Bill: How to Save Money]( (Getty Images) Christmas lights are a festive sign of the season, but do you know how much they cost you to run during the holidays? We've rounded up some helpful [energy statistics]( and tips on how you can whittle down your [Christmas lights' impact]( on your bottom line. [Have This Much Money? You May Want a Financial Advisor]( Money can't buy happiness, but research finds that if you have this much in household assets, hiring a financial advisor could help heighten your satisfaction levels. Just how much money do you need? [Learn More]( ADVERTISEMENT [] Retirement Planning [] [Retiring Soon? Seven Expert Tips to Ensure Your Money Lasts]( [Retiring Soon? Seven Expert Tips to Ensure Your Money Lasts]( (Getty Images) With fears about inflation, recessions and a volatile stock market, over half of Americans feel behind on their retirement savings. Seven financial experts from [Kiplinger Advisor Collective]( share top tips for soon-to-be retirees to [make their savings]( last throughout their retirement. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. 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