RMDs Deadline Is Soon: What if You Don’t Need the Money?, What to Do Now to Avoid Higher Taxes in 2026, Time to Give Bonds Another Look

Seven Stops to Put on Your Map to Financial Security | How Might the Great Wealth Transfer Change Society? | Why It's Time to Give Bonds Another Look Created for {EMAIL} | [Web Version]( December 13, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Financial Planning [] [Seven Stops to Put on Your Map to Financial Security]( [Seven Stops to Put on Your Map to Financial Security]( (Getty Images) Creating a comprehensive plan is just the start. [Checking in regularly]( to make sure you're still on track is imperative, according to financial experts Michael E. Lewis and Robert Gorman. [] Inheritance [] [How Might the Great Wealth Transfer Change Society?]( [How Might the Great Wealth Transfer Change Society?]( (Getty Images) As $84 trillion in assets move from Baby Boomers to younger generations, we could see a greater emphasis on financial technology and investing based on values. Attorney Jennifer Wines explores [the changes ahead](. [Investing should always be this easy]( We monitor your investment portfolios, automate rebalancing, and reinvest your dividends. Get started in minutes. Investing involves risk. [LEARN MORE]( ADVERTISEMENT [] Bonds [] [Why It's Time to Give Bonds Another Look]( [Why It's Time to Give Bonds Another Look]( (Getty Images) Yields are much more attractive now, but financial adviser Bill Aldrich recommends that you use discretion to [find the bond allocation that's best for you](. Featured Content Sponsored Content from Kiplinger Advisor Collective [Join the Kiplinger Advisor Collective Today]( Are you a seasoned financial professional with a wealth of experience waiting to be shared? Do you dream of expanding your influence within the industry and connecting with like-minded peers? The Kiplinger Advisor Collective is the ultimate platform for personal financial experts like yourself. [Find out more](. [] Retirement Planning [] [RMDs Deadline Is Soon: What if You Don't Need the Money?]( New rules affect the age when you have to take your RMDs and what the penalty is if you mess up. CFP Evan T. Beach suggests options to delay or avoid taking your RMDs if you don't need the money now. [Read More]( [Personal Capital Is Now Empower, Find Your Personal Dashboard Here]( See what retirement might look like for you and get a feel for what our award-winning free dashboard can do. Want a more accurate assessment? [READ MORE]( ADVERTISEMENT [] Taxes [] [What You Can Do Now to Avoid Higher Taxes in 2026]( Tax rates are set to increase once the Tax Cuts and Jobs Act sunsets at the end of 2025. CFP Joe F. Schmitz outlines steps you can take now to put you in a better financial position when that happens. [Read More]( [How Caregiving May Affect Your Retirement]( Respondents to a recent Athene quiz believe the vast majority of sandwiched adults with an annuity had their retirement sidetracked by helping out family. However, Athene's research shows that 70% of sandwiched adults without an annuity say their retirement remains on track. [READ MORE]( ADVERTISEMENT [] Also on Kiplinger [] - 10 [states where fraud is rampant](. Is yours on the list? - The Kiplinger 25: Our [favorite no-load mutual funds]( - [New scam]( targets holiday shoppers - For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, [bank on Kiplinger Investing for Income]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036