Stepping Into Holiday Budgeting | 4 Holiday Shopping Strategies to Keep You in Check | Americans Plan to Tip More This Holiday Season. Will You?
Created for {EMAIL} | [Web Version]( December 8, 2023
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[] INTRODUCTION
[] - [Stepping Into Holiday Budgeting](
I’m pretty good at sticking to my holiday budget for gifts for friends and family. I go astray when I start buying gifts for myself. I can always use more advice and encouragement to stay on track. I have some expert advice to help us all not overspend this month. One sub-head in my gift budget is tips. I often wonder if I’m [tipping enough]( and what other people are giving. Kiplinger contributing writer [Kathryn Pomroy]( has information about how much people expect to be tipping this holiday season. I look for savings wherever I can find it. Using the right credit card to shop and pay your expenses could result in you earning some extra cash. Managing editor [Lisa Gerstner]( and personal finance editor [Ellen Kennedy]( have compiled an exhaustive list of the best cash back credit cards on the market. - Donna LeValley, personal finance writer P.S. I welcome your questions and suggestions about this newsletter – you can reach me at d.levalley@futurenet.com [Vanguard vs. Fidelity vs. Schwab](
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[] [4 Holiday Shopping Strategies to Keep You in Check](
[4 Holiday Shopping Strategies to Keep You in Check]( (Getty Images)
As the pandemic was winding down, inflation was ramping up. It’s not surprising that buying gifts will be more challenging for many. I learned the hard way that setting a budget and managing my priorities is essential to making it out of this season of over consumption without overspending. [CFP Tony Drake has four tips to keep your holiday spending on track and start the new year without a pile of debt](. [] HOLIDAY TIPPING
[] [Americans Plan to Tip More This Holiday Season. Will You?](
[Americans Plan to Tip More This Holiday Season. Will You?]( (Getty Images)
I admit to experiencing [tipping fatigue](. There are too many tip jars at the tills. I don’t mind dipping into my pockets to say thank you for a year of great service. Do you think you’re a good tipper? [Read on to find out how much people plan on tipping this year and how generous you are compared to others](. If you are unsure [how much to tip](, I can help out there too [Build Your Customized Financial Plan with A Vanguard Advisor](
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[] [Best Cash Back Credit Cards December 2023](
[Best Cash Back Credit Cards December 2023]( (Getty Images)
Most of us spend more on gifts and entertainment in the run-up to the holidays. Why not use these purchases to get yourself something you want or recover some of what you spent? [Keep reading to get information on the best cash back cards on offer](. [Best $300 Welcome Bonus Card of 2023](
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