How to Prepare for Widowhood, Year-End Tax Planning Tips, Retirement Planning With Inflation and High Interest Rates

Not Confident About Retirement Despite Your Success? | Here's a Different Way to Pay for Insurance Coverage | Six Ways to Prepare for Widowhood Created for {EMAIL} | [Web Version]( December 3, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Saving for Retirement [] [Not Confident About Retirement Despite Your Success?]( [Not Confident About Retirement Despite Your Success?]( (Getty Images) You're not alone. Uncertainty related to interest rates, government debt, long-term care and market volatility is making everyone uneasy. Investment adviser Barry H. Spencer offers some tips on [what you can do about it](. [] Insurance [] [Here's a Different Way to Pay for Insurance Coverage]( [Here's a Different Way to Pay for Insurance Coverage]( (Getty Images) Single-premium programs enable you to pay future annual premiums on an existing or new policy by purchasing a [single-premium immediate annuity (SPIA)](. Financial adviser Stefan Greenberg explains. [Vanguard vs. Fidelity vs. Schwab]( Who are you partnered with? See how these popular brokerage firms stack up when it comes to fees, resources, and specific services, so you can decide on the right fit for you. [LEARN MORE]( ADVERTISEMENT [] Estate Planning [] [Six Ways to Prepare for Widowhood]( [Six Ways to Prepare for Widowhood]( (Getty Images) No none wants to have to plan for losing their spouse, but having plans in place and knowing what to do when the time comes can alleviate at least some of the stress. Investment adviser Tyler Hill recommends [six ways to get things in order](. [] Retirement Planning [] [Retirement Planning With Inflation and High Interest Rates]( Today's challenges make retirement planning even more complicated than usual, but it's not all doom and gloom, according to CFP Ken Moraif. [Read More]( [7 Secrets to Know About Hiring a Financial Advisor]( Choosing a financial advisor is a major life decision that can determine your financial trajectory for years to come. Be aware of these 7 secrets comfortable retirees know about hiring an advisor, so you can find peace of mind and potentially avoid years of stress. [LEARN MORE]( ADVERTISEMENT [] Taxes [] [Year-End Tax Planning for a Healthier Retirement]( Getting your tax ducks in a row for the end of the year can decrease your tax liability and make the most of your income, now and in retirement. Investment adviser Ryan Marston walks us through some tax planning issues to address. [Read More]( [Are You Estimating Your Medicare Coverage Correctly?]( In a recent quiz by Athene, more than 25% of respondents think at least one medical need is covered by Medicare that isn't. Medicare beneficiaries either pay out-of-pocket for things like routine dental and vision care or buy separate insurance coverage to help with the bills. [READ MORE]( ADVERTISEMENT [] Also on Kiplinger [] - 10 [best states to relocate to]( in 2024 - Looking for a job? Here's [how not to get hired]( - [Social Security]( asked you for money back: Now what? - For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, [bank on Kiplinger Investing for Income]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036