3 Critical IRA Rollover Rules, Lower Your Home Insurance Premiums, Kiplinger’s GDP Outlook

How to Lower Your Tax Bill Next Year | Six Ways to Prepare for Widowhood and Protect the Surviving Spouse | Kiplinger's GDP and Economic Growth Outlook Created for {EMAIL} | [Web Version]( December 3, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [How to Lower Your Tax Bill Next Year]( [How to Lower Your Tax Bill Next Year]( (Getty Images) Knowing how to lower your tax bill (pay less taxes) when it's time to file your return next year requires some strategizing through the rest of 2023. [Here are some tax tips to help make it happen](. [] Personal Finance [] [Six Ways to Prepare for Widowhood and Protect the Surviving Spouse]( [Six Ways to Prepare for Widowhood and Protect the Surviving Spouse]( (Getty Images) No one wants to have to plan for losing their spouse, but having plans in place and knowing what to do when the time comes [can alleviate at least some of the stress](, writes investment adviser Tyler Hill. [7 Mistakes to Avoid When Hiring an Advisor]( Working with a financial advisor can be a crucial part of retirement planning. But choosing the wrong one can wreak havoc on your investments. Here are 7 common mistakes to avoid when hiring a financial advisor so you can work towards a more comfortable retirement. [LEARN MORE]( ADVERTISEMENT [] In The News [] [Kiplinger's GDP and Economic Growth Outlook]( [Kiplinger's GDP and Economic Growth Outlook]( (Getty Images) Consumer spending has supported the economy longer than many expected. Despite higher interest rates, motor vehicle demand has been strong as consumers make up for lost time because of previous shortages. Because of this, we saw a strong 5.2% rise in the third quarter. [What is expected for the fourth quarter](? [] Insurance [] [What Factors Affect Your Home Insurance Cost?]( [What Factors Affect Your Home Insurance Cost?]( (Getty Images) Home insurance costs are rising primarily due to industry consolidation and disruption as insurance companies exit whole markets. You'll need to check your policy more frequently to ensure you get a good deal and enough coverage. Start with these eight features that influence your home insurance cost the most. [Here's how to whittle down your premium](. [How To Boost Your Future Social Security Payment]( Workers save for retirement for years, but are they overlooking some costly gaps in their planning? To find out, Athene polled 730 people in or near retirement about their financial planning for their post-career lives. [READ MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Retirement Plans [] [IRA Rollover Rules: What You Need to Know]( Three important IRA rollover rules to remember. As always, getting taxes wrong can be costly. [Find Them Here]( [] Travel [] [Amazon to Offer Students $25 Flights for The Holidays — But You Must Act Fast]( Amazon Prime Student members will have a chance to score one of 3,000 tickets for a limited time, starting December 5. 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