Another Big IRS Change, 6 Charitable Giving Strategies While Cutting Taxes, Protect Your Retirement From Sequence of Returns Risk

Ways to Protect Your Retirement From Sequence of Returns Risk | Six Charitable Giving Strategies: Feel Good and Cut Your Taxes | Fill Out Kiplinger's Events Survey! Created for {EMAIL} | [Web Version]( November 28, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [Ways to Protect Your Retirement From Sequence of Returns Risk]( [Ways to Protect Your Retirement From Sequence of Returns Risk]( (Getty Images) Retiring in a down market doesn’t have to ravage your retirement, but safeguarding your savings requires planning well in advance, writes financial expert David McGill. [Find out how here](. [] Charity [] [Six Charitable Giving Strategies: Feel Good and Cut Your Taxes]( [Six Charitable Giving Strategies: Feel Good and Cut Your Taxes]( (Getty Images) Financial planner Marguerita Cheng lists several strategies that can help you spread the love even more to charities you trust [while taking advantage of different tax benefits](. [How to Earn a Tax-Advantaged 10% Dividend Yield]( The average annual return of commercial real estate over 20 years is roughly 9.5%, nearly 1% greater than the S&P 500's average annual return of 8.6%. The CRE Income Fund pays an annual 10% dividend yield and is a long-term strategy that returns over $25,000 for every $10,000 invested over the next ten years. [READ MORE]( ADVERTISEMENT [] Let Us Know! [] [Fill Out Kiplinger's Events Survey!]( [Fill Out Kiplinger's Events Survey!]( (Getty Images) Kiplinger would like to understand more about the events you currently attend and, if we were to host an event, what type of event you would be interested in attending. We truly value your time and feedback. [See our survey here](. [] Exchange-traded funds [] [Many Mutual Funds Are Converting to ETFs: What to Know]( [Many Mutual Funds Are Converting to ETFs: What to Know]( (Getty Images) Here's some good news for investors: A growing number of mutual funds are converting to exchange-traded funds and cutting their fees. More than 60 funds, managing billions, have changed in the two years since this trend started, according to new data. [These conversions can save investors money and add convenience](. [9 Challenges Facing Today's Sandwich Generation]( The Sandwich Generation refers to people, typically in their 40s and 50s, who are "sandwiched" between caring for children and older parents. Athene recently quizzed people about the finances and experiences of sandwiched adults and the challenges they face. [READ MORE]( ADVERTISEMENT [] Income tax [] [Another Big IRS Tax Change for Online Sellers]( The IRS is delaying a 2023 1099-K tax reporting requirement for third-party payment networks like PayPal and Venmo, online marketplaces like Etsy and eBay, and millions of online sellers. [Read More]( [] Streaming [] [Last Day: Get Disney Plus AND Hulu for Just $2.99/Month for a Year]( This Black Friday through Nov. 28, bundle Disney Plus and Hulu for less. [Read More]( [5 Tips To Improve Your Retirement Plan]( Are you overlooking some costly gaps in your retirement planning? For example, an Athene survey found that 46% of pre-retirees and 27% of retirees haven't devised a withdrawal strategy. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036