What to Do if Your Employer Stops Its 401(k) Match | Three Ways to Lower Your Taxes in Retirement | Four Tips for Discussing Your Estate Plans at the Holidays
Created for {EMAIL} | [Web Version]( November 23, 2023
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[] 401(k)s
[] [What to Do if Your Employer Stops Its 401(k) Match](
[What to Do if Your Employer Stops Its 401(k) Match]( (Getty Images)
In early November, IBM made news by announcing it would end the company's [401(k)]( matching contribution, effective at the end of this year. Mike Palmer, CFP, explains [why IBM pulled the plug]( - and what employees should do if their employer follows suit. [] Taxes
[] [Three Ways to Lower Your Taxes in Retirement](
[Three Ways to Lower Your Taxes in Retirement]( (Getty Images)
You may be surprised to learn that, in many cases, the actual biggest retirement expense isn't [healthcare]( - it's income taxes. Tax strategist J. Barry Watts offers three suggestions to [address taxes now](, when rates are lower. [] Estate Planning
[] [Four Tips for Discussing Your Estate Plans at the Holidays](
[Four Tips for Discussing Your Estate Plans at the Holidays]( (Getty Images)
For those making their estate plans, [holiday gatherings]( are a unique opportunity to discuss long-term ideas with key family. Allison L. Lee, Esq., explains why having in-person discussions can ensure all parties are comfortable with their proposed roles in your [estate plans](. [] Spending
[] [13 Ways Black Friday Retailers Trick You](
[13 Ways Black Friday Retailers Trick You]( (Getty Images)
Understanding retailers' proven sales-boosting tactics will help you [stay on budget]( and get the best deals this holiday season. Here's a look at 13 [common tricks stores use]( on and around Black Friday. [] Investing
[] [Stocks With the Highest Dividend Yields in the S&P 500](
[Stocks With the Highest Dividend Yields in the S P 500]( (Getty Images)
Retirement [investors]( love dividends, but experienced equity income investors know that blindly buying stocks with the highest dividend yields can be a dangerous game. Carefully consider these five "Buy" and "Hold" rated stocks with the [highest yields in the S&P](. [] Quality of Life
[] [Five Ways to Give Your Retirement Purpose](
[Five Ways to Give Your Retirement Purpose]( (Getty Images)
A purpose-driven retirement is more than just relaxing and [enjoying leisure time](. Wealth adviser Heidi Ardis explains why and how retirees should develop activities and interests that [align with their values and passions](. ABOUT KIPLINGER
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