Talk Turkey – and Estate Planning, Watch Your 401(k) Match, Black Friday Tricks

What to Do if Your Employer Stops Its 401(k) Match | Three Ways to Lower Your Taxes in Retirement | Four Tips for Discussing Your Estate Plans at the Holidays Created for {EMAIL} | [Web Version]( November 23, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] 401(k)s [] [What to Do if Your Employer Stops Its 401(k) Match]( [What to Do if Your Employer Stops Its 401(k) Match]( (Getty Images) In early November, IBM made news by announcing it would end the company's [401(k)]( matching contribution, effective at the end of this year. Mike Palmer, CFP, explains [why IBM pulled the plug]( - and what employees should do if their employer follows suit. [] Taxes [] [Three Ways to Lower Your Taxes in Retirement]( [Three Ways to Lower Your Taxes in Retirement]( (Getty Images) You may be surprised to learn that, in many cases, the actual biggest retirement expense isn't [healthcare]( - it's income taxes. Tax strategist J. Barry Watts offers three suggestions to [address taxes now](, when rates are lower. [] Estate Planning [] [Four Tips for Discussing Your Estate Plans at the Holidays]( [Four Tips for Discussing Your Estate Plans at the Holidays]( (Getty Images) For those making their estate plans, [holiday gatherings]( are a unique opportunity to discuss long-term ideas with key family. Allison L. Lee, Esq., explains why having in-person discussions can ensure all parties are comfortable with their proposed roles in your [estate plans](. [] Spending [] [13 Ways Black Friday Retailers Trick You]( [13 Ways Black Friday Retailers Trick You]( (Getty Images) Understanding retailers' proven sales-boosting tactics will help you [stay on budget]( and get the best deals this holiday season. Here's a look at 13 [common tricks stores use]( on and around Black Friday. [] Investing [] [Stocks With the Highest Dividend Yields in the S&P 500]( [Stocks With the Highest Dividend Yields in the S P 500]( (Getty Images) Retirement [investors]( love dividends, but experienced equity income investors know that blindly buying stocks with the highest dividend yields can be a dangerous game. Carefully consider these five "Buy" and "Hold" rated stocks with the [highest yields in the S&P](. [] Quality of Life [] [Five Ways to Give Your Retirement Purpose]( [Five Ways to Give Your Retirement Purpose]( (Getty Images) A purpose-driven retirement is more than just relaxing and [enjoying leisure time](. Wealth adviser Heidi Ardis explains why and how retirees should develop activities and interests that [align with their values and passions](. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036