Reasons Why You Shouldn't Wait For Black Friday

Stepping Into Saving | 4 Reasons to Shop Before Black Friday | The Best High-Yield Savings Accounts Created for {EMAIL} | [Web Version]( November 16, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] - [Stepping Into Saving]( Many shoppers, myself included, plan on [spending less]( this holiday season. I don't think that’s going to be a problem because the competition for our dollars is robust. Major retailers like [Target](, [Walmart]( and [Costco]( have already started offering deep discounts. I’ve helped prepare a list of 4 reasons you should shop early. I hope you take my advice this weekend to get cozy in front of a Hallmark holiday movie and start saving. By the way, Walmart has decided to expand its healthcare services in Florida. I was unaware of the extent of services offered by Walmart Health. And before we all get completely caught up in the fever of the holiday season — let’s take care of some housekeeping. I’m high on high-yield savings accounts and have even successfully lobbied my parents to open one. These 5+% rates won’t be around forever. You should consider opening one too. [Erin Bendig]( shows you which accounts have the best rates. - Donna LeValley, personal finance writer [This CD is 24.1x Higher Than The National Average]( Expedite your savings with APYs significantly higher than the national average. Lock in to a competitive rate for a fixed period to better manage your return expectations. [READ MORE]( ADVERTISEMENT [] TOP STORY [] [4 Reasons to Shop Before Black Friday]( [4 Reasons to Shop Before Black Friday]( (Getty Images) I don’t need much encouragement to go shopping. And while I plan on joining the smaller crowds that go out to shop in-person on [Black Friday]( — I have started looking at the deals that are out there now. And don’t worry about missing the best price. [We offer tips that will allow you to buy now and save later](. [] HIGH-YIELD SAVINGS ACCOUNTS [] [The Best High-Yield Savings Accounts]( [The Best High-Yield Savings Accounts]( (Getty Images) The Fed didn’t raise rates last time they met and that was greeted with a sigh of relief by anyone with a credit card balance or an adjustable rate mortgage. Savers, like myself, might have had a more muted reaction. We had become accustomed to the rates on high-yield savings accounts and [CDs]( going higher. [Don’t wait until the last minute or until rates start to retreat to open a high-yield savings account](. You should strongly consider locking in these impressive interest rates. [A better way to invest]( Investing for you, managed by us. Automated trading, rebalancing, and dividend reinvestment, we put our technology behind every dollar you invest. Investing Involves Risk [READ MORE]( ADVERTISEMENT [Advertisement] [] HEALTH CARE [] [Walmart Expands Health Insurance Reach In Florida]( [Walmart Expands Health Insurance Reach In Florida]( (Getty Images) Big retailers are not ignoring the demand for more accessible and cheaper healthcare. Walmart is joining [Costco]( in offering more healthcare services. Realistically, you could go shopping in the garden center of select Supercenters and then go next door to a Walmart Health center for an EKG. That takes the definition of one-stop shopping to a whole new level. [Keep reading to learn more about where Walmart is providing healthcare services](. [7 Mistakes to Avoid When Hiring an Advisor]( Working with a financial advisor can be a crucial part of retirement planning. But choosing the wrong one can wreak havoc on your investments. Here are 7 common mistakes to avoid when hiring a financial advisor so you can work towards a more comfortable retirement. 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