Smart Ways to Cut Your Utility Bills | 10 Things You Need to Know About Retiring to Florida | U.S. Trade Gap Widened in September
Created for {EMAIL} | [Web Version]( November 13, 2023
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[] Top Story
[] [Smart Ways to Cut Your Utility Bills](
[Smart Ways to Cut Your Utility Bills]( (Getty Images)
Winter is around the corner, and the cost of heating your home will soon be a significant part of your monthly budget. [Holding these and other costs down]( through upgrades to your home will pay off in the short and the long run. [] Retirement
[] [10 Things You Need to Know About Retiring to Florida](
[10 Things You Need to Know About Retiring to Florida]( (Getty Images)
Roughly 1,000 people are already on their way to Florida today with all their household belongings. Should you join them? There's more to the Sunshine State than Disney, golf and beaches. [Here are several tips on what you need to know about moving to Florida](. [Want To Earn 5.46% APY on This 6-month CD?](
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[] [U.S. Trade Gap Widened in September](
[U.S. Trade Gap Widened in September]( (Getty Images)
The trade deficit rose in September as imports snapped back. The U.S. trade deficit in goods and services hit a seasonally adjusted $61.5 billion, up from $58.7 billion in August. [What’s in store for future growth](? [] Shopping
[] [Shop Target's Early Black Friday Deals](
[Shop Target's Early Black Friday Deals]( (Getty Images)
The popular store offers deals weeks before Black Friday, saving you on thousands of items before they sell out. And to add icing to the cake, if you buy something today and the price drops later in the season, [Target will match it](. [Understanding Student Loans and Debt](
Get answers to your most pressing questions about school loans and student debt. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine
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Check out our earnings calendar for this week, as well as our previews of the more noteworthy reports. [Read More]( [] Personal Finance
[] [Financial Adviser Designations Are Not All the Same](
Just because a financial adviser has credentials after their name doesnât mean they meet the same rigorous standards as others do. Financial planner Kevin Keller explains howto figure out who you can trust. [Read More]( [7 Mistakes to Avoid When Hiring an Advisor](
Working with a financial advisor can be a crucial part of retirement planning. But choosing the wrong one can wreak havoc on your investments. Here are 7 common mistakes to avoid when hiring a financial advisor so you can work towards a more comfortable retirement. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER
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