The Extra Standard Deduction for People Over 65, Holiday Tipping Guide, Veterans Day Discounts

20 Veterans Day Deals, Perks and Freebies | The Extra Standard Deduction for People Age 65 and Older | Fixed-Indexed Annuities Can Be a Potent Diversifying Tool Created for {EMAIL} | [Web Version]( November 11, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [20 Veterans Day Deals, Perks and Freebies]( [20 Veterans Day Deals, Perks and Freebies]( (Getty Images) In honor of Veterans Day, service men and women can eat, drink and shop [these great discounts, deals and perks](. [] Income tax [] [The Extra Standard Deduction for People Age 65 and Older]( [The Extra Standard Deduction for People Age 65 and Older]( (Getty Images) Did you know that the tax code offers a perk in the form of an extra standard deduction for people aged 65 or older? The additional deduction adds to the regular standard deduction and can further lower taxable income. But how?[Kiplinger’s tax expert break it all down here](. [5 Ways to Fill Costly Holes in Your Retirement Plan]( Are you overlooking some costly gaps in your retirement planning? For example, an Athene survey found that 46% of pre-retirees and 27% of retirees haven't devised a withdrawal strategy. [READ MORE]( ADVERTISEMENT [] ANNUITIES [] [Fixed-Indexed Annuities Can Be a Potent Diversifying Tool]( [Fixed-Indexed Annuities Can Be a Potent Diversifying Tool]( (Getty Images) In a [previous article on asset allocation](, retirement-income expert Kenn Nuss mentioned that the fixed-income asset class, including annuities, is a great area to turn to if you’re heavy in equities. They offer a unique combination of growth potential and safety but are complex. [Selecting the right one takes thought and research](. [] Personal Finance [] [Holiday Tipping Guide: Who to Tip (And How Much?)]( [Holiday Tipping Guide: Who to Tip (And How Much?)]( (Getty Images) Americans tip more often and in larger amounts than the majority of other countries. Holiday tipping is a traditional way to show gratitude to people who have provided you with a service throughout the year. [We have guidance on how to navigate this area](. [How Much Should I (or my Student) Take Out in Student Loans]( How to strategically manage your debt and balance student loan repayment with other financial priorities. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Real Estate [] [Five Housing Markets On the Rise]( In several markets, homes are going under contract in less than two weeks on average, despite a broader national housing market slowdown. Which cities are bucking the trend and why? [Read More]( [] In Case You Missed It [] [The Difference Between Being Rich and Wealthy]( CFP Andrew Rosen makes the case that it's all about where you put the zeros -- having a large bank account isn't the same as having zero regrets and focusing on what brings you joy. [Read More]( [Are You Maximizing Your Portfolio?]( An advisor can help you determine if you are making the most out of your portfolio so you can make the most of your retirement. Take this short quiz to get matched with up to 3 vetted financial advisors serving your area. It's never too late to work towards financial freedom. Get started today. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036