Time to Act on End-of-Year Tax Planning Tips, Factors Sabotaging Your Long-Term Investment Strategy, Are Banks Open on Veterans Day?

Time to Act on These End-of-Year Tax Planning Pointers | Factors Sabotaging Your Long-Term Investment Strategy | Unfair' And 'Deceptive' Frequent Flyer Practices Targeted By Senators Created for {EMAIL} | [Web Version]( November 9, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [Time to Act on These End-of-Year Tax Planning Pointers]( [Time to Act on These End-of-Year Tax Planning Pointers]( (Getty Images) It’s time to do some tax planning for the end of the year. With two months left before 2023 ends, we focus on specific actions you can take now to cut your federal tax bill. [Here, we delve into everything from individual planning and investments to gifts, business taxes and much more](. [] Wealth Creation [] [Factors Sabotaging Your Long-Term Investment Strategy]( [Factors Sabotaging Your Long-Term Investment Strategy]( (Getty Images) When you take into account the pandemic, global geopolitical uncertainty and our divisive domestic political reality, it’s no wonder clients become nervous and look to buy or sell based on their fear or what “experts” recommend. To help, wealth adviser Bob Peterson breaks down [three of the most common influences]( investors can fall prey to when they let their emotions take over. [What Are the Rules for Borrowing From Your 401(k)?]( While taking money out of your 401(k) plan is possible, it can impact your savings progress and long-term retirement goals, so it's important to carefully weigh the risks, costs and benefits. [LEARN MORE]( ADVERTISEMENT [] In the News [] [‘Unfair' And 'Deceptive' Frequent Flyer Practices Targeted By Senators]( [ Unfair' And 'Deceptive' Frequent Flyer Practices Targeted By Senators]( (Getty Images) Senators Roger Marshall (R-KS) and Dick Durbin (D-IL), chair of the Senate Judiciary Committee, claim that "unfair" and "deceptive" practices are plaguing frequent flyer and airline loyalty programs. [Are they affecting you](? [] Estate Planning [] [14 Rapid-Fire Estate Planning Tips]( [14 Rapid-Fire Estate Planning Tips]( (Getty Images) There’s a lot to keep up with when estate planning. [These tips]( could help, from updating beneficiaries after changing your plan to understanding will-substitute options like transfer on death, writes trusts attorney Timothy Barrett. [Is Roth IRA Conversion Really Worth It?]( Have you considered converting a pre-tax retirement account into a Roth account as you approach retirement? This approach could allow you to keep growing funds tax-free and then make withdrawals in retirement without paying taxes. Find out more to see if this strategy is for you. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Advisor Collective [Join the Kiplinger Advisor Collective Today]( Are you a seasoned financial professional with a wealth of experience waiting to be shared? Do you dream of expanding your influence within the industry and connecting with like-minded peers? The Kiplinger Advisor Collective is the ultimate platform for personal financial experts like yourself. [Find out more](. [] Real Estate [] [The Safest U.S. Cities 2023]( If you're looking for tranquility but with metro comforts, these five safest cities might be the thing. [Read More]( [] Banking [] [Are Banks Open on Veterans Day in 2023?]( Veterans Day is just around the corner, which has folks many wondering if banks are open on Saturday, November 11. 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