Newsletter Subject

A ‘Step Ahead’ introduction – and look at holiday season plans

From

kiplinger.com

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Alerts@kiplinger.com

Sent On

Tue, Nov 7, 2023 12:45 AM

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Let's Take A Step Ahead Together | 5 Financial Moves to Make as Year's End Approaches | Black Friday

Let's Take A Step Ahead Together | 5 Financial Moves to Make as Year's End Approaches | Black Friday Deals Start Early Created for {EMAIL} | [Web Version]( November 6, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] - [Let's Take A Step Ahead Together]( My name is Donna LeValley and I’m thrilled to be the editor of A Step Ahead. I’ve been writing this newsletter for a few months and wanted to introduce myself as you’ll be hearing more directly from me in this space going forward. I joined Kiplinger this summer as a personal finance writer and, even after 15 years in tax and personal finance, writing on these topics every day has led me to take a more holistic approach to my spending and saving. I hope you will join me in learning more while I share my passion and expertise about personal finance with you, and I want to know more about what you think and what you want to hear about in this newsletter. I welcome your questions and suggestions – you can reach me at @donna.levalley@futurenet.com [Vanguard vs. Fidelity vs. Schwab]( Who are you partnered with? See how these popular brokerage firms stack up when it comes to fees, resources, and specific services, so you can decide on the right fit for you. [LEARN MORE]( ADVERTISEMENT [] TOP STORY [] [5 Financial Moves to Make as Year's End Approaches]( [5 Financial Moves to Make as Year's End Approaches]( (Getty Images) It’s hard to believe we are in the homestretch of 2023. This is our first full year without any Covid restrictions, and I’ve enjoyed getting back into the swing of things. However, our financial obligations never take a holiday and before we start to enjoy ours, we have to do some planning. That’s why I’m sharing this article by Kate Winget, CRO of Morgan Stanley at Work, and suggest you [read over these five year-end financial moves in order to get the most out of 2023 and set the table for a prosperous 2024](. [] SHOPPING [] [Black Friday Deals Start Early]( [Black Friday Deals Start Early]( (Getty Images) Another reminder that the end of year is fast approaching is the explosion of retail deals and sales. [Target has started their Black Friday deals and they roll out a new deal every day](. And their price match policy will make you feel better about buying now without worrying you will miss the best price. I vigorously encourage you to try out the Target app for the most savings as they have deals and sales you can only access through the app. I use the reloadable [RedCard]( and save an extra 5% on every purchase. [A better way to invest]( Investing for you, managed by us. Automated trading, rebalancing, and dividend reinvestment, we put our technology behind every dollar you invest. Investing Involves Risk [LEARN MORE]( ADVERTISEMENT [Advertisement] [] TRAVEL INSURANCE [] [When Is Travel Insurance Worth It?]( [When Is Travel Insurance Worth It?]( (Getty Images) Will you be going over the river and through the woods to visit relatives this holiday season? Maybe you are planning a trip to an exotic beach to beat the winter blues or you like to lean into winter and go snowboarding. Should you get any or some travel insurance just in case something happens? Remember, U.S. health insurance may provide little to no coverage abroad. [We’ve pulled together the ins and outs of the different types of travel insurance for sale and help you decide when you really need to buy it](. [Do You Know The Benefits of CDs?]( CDs allow you to earn interest on your money like other deposit accounts, such as a savings account, but there are some key aspects that make CDs unique. [READ MORE]( ADVERTISEMENT [] ALSO ON KIPLINGER [] - Are [banks open on Veterans Day](? - TikTok's aging [filter could help spur retirement planning]( - Be careful. Disney Plus will be [cracking down on password sharing]( - Were you a Vonage customer? You might be [in line for a refund]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036

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