What’s Up With Bonds?, Roth Conversions: Don’t Overlook This, It’s Time to Reconsider Annuities

Are You Being Too Frugal in Retirement? | What's the Deal With Bonds Right Now? | Annuity Payments Are Higher Now: Time to Reconsider Created for {EMAIL} | [Web Version]( November 5, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Retirement Management [] [Are You Being Too Frugal in Retirement?]( [Are You Being Too Frugal in Retirement?]( (Getty images) Many people are so afraid of running out of money in retirement that they don't fully enjoy their life. Retirement planning expert and attorney Kelly LaVigne offers [four tips if fear is holding you back](. [] Investing [] [What's the Deal With Bonds Right Now?]( [What's the Deal With Bonds Right Now?]( (Getty Images) CFP Sara Stanich recommends four strategies investors can consider to [adjust to the drop in bond prices]( resulting from the steep rise in interest rates. [How Passive Income Works]( Here are five passive income strategies to understand. As you consider these options, remember that it's wise to incorporate multiple strategies to diversify your investment portfolio. [LEARN MORE]( ADVERTISEMENT [] Annuities [] [Annuity Payments Are Higher Now: Time to Reconsider]( [Annuity Payments Are Higher Now: Time to Reconsider]( (Getty Images) When interest rates rise, so do payments on new annuity contracts. Annuities expert Jerry Golden says maybe it's time to take another look at [how annuities can fit into your retirement income](. [] Taxes [] [How to Save Yourself and Your 401(k) From Rising Taxes]( Taxes will go up if provisions in the Tax Cuts and Jobs Act are allowed to sunset, but according to investment adviser Cole Czajkoski, there's still time to lock in lower taxes on your 401(k) savings. [Read More]( [Are You Maximizing Your Portfolio?]( An advisor can help you determine if you are making the most out of your portfolio so you can make the most of your retirement. Take this short quiz to get matched with up to 3 vetted financial advisors serving your area. It's never too late to work towards financial freedom. Get started today. [LEARN MORE]( ADVERTISEMENT [] Saving for Retirement [] [Weighing a Roth Conversion? Don't Overlook Five Things]( Conversions to Roth IRAs can have wide-ranging consequences on your finances, so financial expert Daniel Rey advises looking at the big picture before you make your move. [Read More]( [Track Your Networth With This Tool]( See what retirement might look like for you and get a feel for what our award-winning free dashboard can do. Want a more accurate assessment? [READ MORE]( ADVERTISEMENT [] Also on Kiplinger [] - 10 [worst states to retire in]( if you hate paying taxes - What to do if your [passion for charitable giving]( has flagged - How to [invest in companies]( before they go public - For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, [bank on Kiplinger Investing for Income]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036