How to Benefit From Rising Interest Rates, 7 Big Retirement Risks to Avoid, Renting Out Your Home on Airbnb?

How to Benefit From Rising Interest Rates | Seven Big Retirement Risks to Avoid | Gen Z FOMO Fuels Big Spending Despite Inflation Created for {EMAIL} | [Web Version]( November 4, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [How to Benefit From Rising Interest Rates]( [How to Benefit From Rising Interest Rates]( (Getty Images) Rate hikes are a blessing and a curse for consumers. You’ll pay higher interest rates on things like credit cards, home equity lines of credit, and more. Luckily, there’s a silver lining — savers will get the best rates from top-yielding savings and money market deposit accounts at online banks. But how? [Find out here](. [] The Kiplinger Letter [] [Seven Big Retirement Risks to Avoid]( [Seven Big Retirement Risks to Avoid]( (Getty Images) People are living longer and costs keep climbing, increasing the odds that you'll outlive your retirement savings. Proper adjustments need to be made now before irreparable damage is made. Wealth adviser Carlos Dias Jr [breaks down seven threats retirees should avoid at all costs, along with tips to address them](. [Answers To Common Questions About College Loans And Student Debt]( How to strategically manage your debt and balance student loan repayment with other financial priorities. [LEARN MORE]( ADVERTISEMENT [] In the News [] [Gen Z FOMO Fuels Big Spending Despite Inflation]( [Gen Z FOMO Fuels Big Spending Despite Inflation]( (Getty Images) Gen Z continues to spend on entertainment, fueled by a “fear of missing out,” while Millennials, Gen X, and Boomers hold back due to worries about pricing pressures, [a new study shows](. [] Real Estate [] [Four Tips for Renting Out Your Home on Airbnb]( [Four Tips for Renting Out Your Home on Airbnb]( (Getty Images) Renting out your home or a room has become a popular side hustle. Unfortunately, these rentals have come under increased scrutiny and have been curtailed or banned in many jurisdictions. To successfully boost your income, there are [several things to consider before you host your first guests](. [Are You Maximizing Your Portfolio?]( An advisor can help you determine if you are making the most out of your portfolio so you can make the most of your retirement. Take this short quiz to get matched with up to 3 vetted financial advisors serving your area. It's never too late to work towards financial freedom. Get started today. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] State Tax [] [The 'Food Tax': Grocery Tax by State]( Most states don't have a 'food tax.' But these 13 states still tax groceries. [Read More]( [] Commodities [] [Investing in Gold: 10 Facts You Need to Know]( Gold can do well in times of trouble, but its long-term record isn't so shiny. [Read More]( [Free 401K Selection Advice]( See what retirement might look like for you and get a feel for what our award-winning free dashboard can do. Want a more accurate assessment? [READ MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036