20 Costco Shopping Secrets, 6 Ways To Reduce Your Energy Costs, Best Cash Back Cards

20 Secrets to Shopping at Costco | Six Smart Ways to Cut Your Utility Bills | Best Cash Back Credit Cards Created for {EMAIL} | [Web Version]( November 1, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] TOP STORY [] [20 Secrets to Shopping at Costco]( [20 Secrets to Shopping at Costco]( (Getty Images) There’s a reason why Costco has 125 million members around the world and ranks first in customer satisfaction among department and discount stores. Customers love the bargains and the vast selection that includes tires, gold bars and vacations. All of this comes with the cost of your membership. [Here's what you need to know to get the most out of being a Costco member](. [7 Secrets to Know About Hiring a Financial Advisor]( Choosing a financial advisor is a major life decision that can determine your financial trajectory for years to come. Be aware of these 7 secrets comfortable retirees know about hiring an advisor, so you can find peace of mind and potentially avoid years of stress. [LEARN MORE]( ADVERTISEMENT [] ENERGY COSTS [] [Six Smart Ways to Cut Your Utility Bills]( [Six Smart Ways to Cut Your Utility Bills]( (Getty Images) It’s almost winter and in most of the country that means the cost of heating your home will take up a significant part of your monthly budget. Holding these costs down through upgrades to your home will pay off in the short and the long run. You can lower your monthly bills and increase the value of your home. These improvements are just as valuable if air conditioning is your major expense. Energy efficiency helps keep your home warmer in the winter and cooler in the summer. [Use these tax breaks to potentially lower home energy costs and make these green projects worth a look](. [] CASH REWARDS CARDS [] [Best Cash Back Credit Cards]( [Best Cash Back Credit Cards]( (Getty Images) A WalletHub survey found most people want cash back rewards over points and miles. You can use the cash back to defray the costs of holiday gift buying and hosting holiday gatherings. Or maybe you just want more flexibility with the rewards you earn. If you are looking for the card that pays the most cash back, [these lenders have cards that pay hundreds of dollars, with minimum hassle](. [5 Surprises Today's Retirees Are Encountering]( Athene surveyed pre-retirees and retirees about their retirement planning and found that many people have the basics covered -- but they still have work to do. [READ MORE]( ADVERTISEMENT [] ALSO ON KIPLINGER [] - T-Mobile [walks back decision]( to switch users to pricier plans - [Drone medicine deliveries]( to take flight at Cleveland Clinic - Get [$100 cash back from Target]( with new RedCard offer - Mortgage demand [falls for third consecutive week]( [Investing should always be this easy]( We monitor your investment portfolios, automate rebalancing, and reinvest your dividends. Get started in minutes. Investing involves risk. [LEARN MORE]( ADVERTISEMENT [Advertisement] ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036