Is Now a Good Time to Cash in I Bonds?, 3 Reasons to Claim Social Security Right When You Retire, 21 Great Ways to Use 1k

Great Ways To Use $1,000 | Is It A Good Time To Cash In Your I Bonds? | Three Reasons to Claim Social Security as Soon as You Retire Created for {EMAIL} | [Web Version]( October 18, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top story [] [Great Ways To Use $1,000]( [Great Ways To Use $1,000]( (Getty Images) High inflation has taken a toll, so your dollars don’t stretch quite as far as they once did. But if you have $1,000 to spare, you can still give your savings and investments a boost, make an impact on causes you care about, or reward yourself with a vacation or home upgrades. Here, Kiplinger has rounded up [21 ideas to make the most of a thousand bucks](. [] Bonds [] [Is It A Good Time To Cash In Your I Bonds?]( [Is It A Good Time To Cash In Your I Bonds?]( (Getty Images) Long-term investors may be able to benefit from I bonds, particularly those issued between May and October 2023. Cashing in your I bonds may mean giving up some interest — if you can cash them in at all — but [the optimal redemption date is coming up]( for many of these popular bonds. [This Billion Dollar Startup Wants to Help You Retire]( This Princeton grad's startup raised $161 million to help you plan a comfortable retirement. If you're one of the whopping 110 million Americans over the age of 50, or wisely planning ahead, SmartAsset's no-cost tool can help match you with up to 3 vetted financial advisors. [LEARN MORE]( ADVERTISEMENT [] In Case You Missed It [] [Three Reasons to Claim Social Security as Soon as You Retire]( [Three Reasons to Claim Social Security as Soon as You Retire]( (Getty Images) You may decide to delay starting Social Security income upon retirement because the longer the wait, the larger the check. On the surface, this seems like reasonable and rational thinking, but think again. Financial planner Joe Fishman gives [three reasons to claim your benefits as soon as you can](. [] Kiplinger ESG 20 [] [Our Favorite ESG Stock and Fund Picks for Investors]( [Our Favorite ESG Stock and Fund Picks for Investors]( (Getty Images) Doing good and making money are no contradiction with [these ESG (environmental, social and corporate governance) stock and fund picks]( that ride the trend of socially conscious investing. [How automated tech makes investing easy]( Stay chill while your money works for you, with Betterment's tax-smart tools and automated technology. Investing involves risk. Performance not guaranteed. [LEARN MORE]( ADVERTISEMENT [Advertisement] Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Spending [] [11 Things You Should Keep in a Safe Deposit Box]( Don’t rush to declare the safe deposit box a relic of the past just yet. There likely will be times when you’ll need to be able to produce certain original documents (including ones that have a raised seal) rather than digital scans or photocopies. Plus, some valuables simply can’t be digitized. [Read More]( [] Personal Finance [] [How to Manage Adoption Costs]( Adopting a child can be expensive, but subsidies and tax breaks are available. [Read More]( [5 Ways to Fill Costly Holes in Your Retirement Plan]( Are you overlooking some costly gaps in your retirement planning? For example, an Athene survey found that 46% of pre-retirees and 27% of retirees haven't devised a withdrawal strategy. [READ MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036