Don’t Bet Your Retirement on Stocks, Five Tax Moves for Retirees Before Dec. 31, Prepare Now for Medicare Enrollment

Do You Really Know What Your HSA Can Do for You? | Don't Let Menopause Derail Your Career | Try This Instead of Betting Your Retirement on Stocks Created for {EMAIL} | [Web Version]( October 8, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Health Savings Accounts [] [Do You Really Know What Your HSA Can Do for You?]( [Do You Really Know What Your HSA Can Do for You?]( (Getty Images) Not only do [health savings accounts offer triple tax benefits]( -- pre-tax contributions, tax-free growth and tax-free withdrawals -- but they can be used for health care expenses in retirement, according to health and financial expert Nate Black. [] Careers [] [Don't Let Menopause Derail Your Career]( [Don't Let Menopause Derail Your Career]( (Getty Images) CEO and executive consultant Terry Weber offers some steps you can take [if menopause symptoms are affecting your job](, including talking to your manager -- you might receive more support than you think you will. [How automated tech makes investing easy]( Stay chill while your money works for you, with Betterment's tax-smart tools and automated technology. Investing involves risk. Performance not guaranteed. [LEARN MORE]( ADVERTISEMENT [] Retirement Planning [] [Try This Instead of Betting Your Retirement on Stocks]( [Try This Instead of Betting Your Retirement on Stocks]( (Getty Images) Investment adviser Jerry Golden recommends keeping a generous amount of your savings in the stock market, but [make stocks only part of your retirement income plan]( to manage the risks. [] Medicare [] [What to Do Now to Prepare for Medicare Open Enrollment]( Medicare open enrollment begins Oct. 15, so it's time to start looking at whether there's an option that better fits your needs -- and your budget. Investment adviser David Olsen explains seven steps you can take now so you're ready. [Read More]( [Keep More of Your Retirement Savings]( You've worked hard to build up a nest egg and Vanguard advisors are here to help. With their support and guidance, you can feel more confident that the assets you've built up will last. [Take the first step with Vanguard today](. Paid non-client promotion [READ MORE]( ADVERTISEMENT [] Taxes [] [Five Tax Moves Retirees Should Consider Before Dec. 31]( CFP Evan T. Beach says now is prime time to start thinking about optimizing your Roth conversions, RMDs, capital gains, Medicare premiums and charitable giving before the end of the year. [Read More]( [This Billion Dollar Startup Wants to Help You Retire]( This Princeton grad's startup raised $161 million to help you plan a comfortable retirement. If you're one of the whopping 110 million Americans over the age of 50, or wisely planning ahead, SmartAsset's no-cost tool can help match you with up to 3 vetted financial advisors. [LEARN MORE]( ADVERTISEMENT [] Also on Kiplinger [] - 10 cheapest places to [live in California]( - [Social Security overpays]( billions: Now it wants the money back - What you need to [travel to Europe]( in 2024 - For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, bank on [Kiplinger Investing for Income]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036