Roth IRA Considerations Beyond Taxes, Annuities to Help Rebalance Your Portfolio, Nearly Retired? 4 Do’s, 4 Don’ts, 1 Never

You've Just Inherited an IRA: What Do You Do Now? | Annuities Could Help With Rebalancing Your Portfolio | Five Tips for Becoming a Financially Successful Couple Created for {EMAIL} | [Web Version]( October 4, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Inheritance [] [You've Just Inherited an IRA: What Do You Do Now?]( [You've Just Inherited an IRA: What Do You Do Now?]( (Getty Images) The rules on inherited defined contribution plans (not just IRAs) seem like a moving target, but CFP Evan T. Beach provides [what you need to know]( (as the rules stand now). [] Annuities [] [Annuities Could Help With Rebalancing Your Portfolio]( [Annuities Could Help With Rebalancing Your Portfolio]( (Getty Images) According to annuities expert Ken Nuss, annuities offer a way to rebalance your portfolio while providing [good rates and tax advantages](. Multiyear guarantee annuities (MYGAs) are especially useful. [Put Your Financial Goals in Motion]( No matter your level of experience, you can work with our advisors to create your personalized financial plan. Schedule your complimentary financial planning session today and discover how simple it is to invest with J.P. Morgan Personal Advisors. [Invest with No Advisory Fee for 6 Months](. [GET STARTED]( INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE ADVERTISEMENT [] Personal Finance [] [Five Tips for Becoming a Financially Successful Couple]( [Five Tips for Becoming a Financially Successful Couple]( (Getty Images) Husband-wife financial adviser team Tim Schultz and Laura Schultz practice what they preach as a [financially successful couple](. They recommend lots of open communication and aligned priorities. Featured Content Sponsored Content from Kiplinger Advisor Collective [Join the Kiplinger Advisor Collective Today]( Are you a seasoned financial professional with a wealth of experience waiting to be shared? Do you dream of expanding your influence within the industry and connecting with like-minded peers? The Kiplinger Advisor Collective is the ultimate platform for personal financial experts like yourself. [Find out more](. [] Saving for Retirement [] [Roth IRA Conversions: Considerations Beyond Taxes]( You could pay a lower tax rate now if you convert savings into a Roth IRA, but CFP Troy Sharpe points out there could be more complex issues for you to consider. [Read More]( [How automated tech makes investing easy]( Stay chill while your money works for you, with Betterment's tax-smart tools and automated technology. Investing involves risk. Performance not guaranteed. [LEARN MORE]( ADVERTISEMENT [] Retirement Planning [] [Nearing Retirement? Four Do's, Four Don'ts and One Never]( With so many critical decisions to make and lots of opinions for you to consider, retirement planning expert Thomas Diorio offers some common-sense tips to keep you on track. [Read More]( [7 Secrets to Know About Hiring a Financial Advisor]( Choosing a financial advisor is a major life decision that can determine your financial trajectory for years to come. Be aware of these 7 secrets comfortable retirees know about hiring an advisor, so you can find peace of mind and potentially avoid years of stress. [LEARN MORE]( ADVERTISEMENT [] Also on Kiplinger [] - [Costco to offer outpatient healthcare services]( starting at $29 - Focusing too much on a [bull market]( could lead you astray - You're fired? 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