How to Help Your Children By a House, Other Benefits of IRA Conversions Besides Taxes, Kiplinger’s Weekly Earnings

Roth IRA Conversions: Benefits and Considerations Beyond Taxes | How to Help Your Children Buy a Home | Thousands of Banks Closed Last Year Why? Created for {EMAIL} | [Web Version]( October 2, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top story [] [Roth IRA Conversions: Benefits and Considerations Beyond Taxes]( [Roth IRA Conversions: Benefits and Considerations Beyond Taxes]( (Getty Images) Roth conversions have emerged as a prominent strategy in retirement planning, primarily due to the potential for tax-free growth and income. When deliberating on Roth conversions, it is crucial to consider [these factors that extend beyond mere mathematical calculations](, writes financial planner Troy Sharpe. [] Real Estate [] [How to Help Your Children Buy a Home]( [How to Help Your Children Buy a Home]( (Getty Images) If you want to help your children buy a home there are a number of ways to go about it, ranging from family loans to outright gifts. Each of these avenues of financial support has its own perks and pitfalls. [We walk you through the different options and the pros and cons of each](. [Expert-Built Portfolios to Match Your Goals]( No matter your level of experience, you can work with our financial advisors to create your personalized investment plan. Schedule your complimentary financial planning session today with J.P. Morgan Personal Advisors. [Invest with No Advisory Fee for 6 Months](. [GET STARTED]( INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE ADVERTISEMENT [] In the News [] [Thousands of Banks Closed Last Year – Why?]( [Thousands of Banks Closed Last Year Why?]( (Getty Images) U.S. Banks continue to shut down branches in numbers not seen since the initial wave of bank closures in 2008, while allocating funds for new online technology. There seem to be two factors that are creating all of these closures. [Find them here and more](. [] Stocks [] [Best Long-Term Investment Stocks to Buy]( [Best Long-Term Investment Stocks to Buy]( (Getty Images) The best long-term investment stocks include companies that are in good financial standing, have a low valuation, and pay consistent dividends. With that in mind, [here are nine of the best long-term investment stocks to buy now](. [What You Need To Know About College Loans And Student Debt]( How to strategically manage your debt and balance student loan repayment with other financial priorities. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger's Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger's Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Corporate Earnings [] [Kiplinger's Earnings Calendar for This Week (Oct. 2-6)]( Check out our earnings calendar for this week, as well as our previews of the more noteworthy reports. [Read More]( [] Personal Finance [] [Five Ways You Can Assess, Manage and Pay Off Debt]( Average personal debt is lower now than it was in 2019, but many Americans still struggle with the amount they owe. Here are some ways to both pay it down and grow your wealth, courtesy of financial expert Christian Mitchell. [Read More]( [5 Things You Want from Your Retirement Income Plan]( Here's what Go2Income plan holders say about their retirement income objectives: 1. Don't Run Out of Money 2. Grow Income Each Year 3. Leave a Legacy for Kids 4. Build a Reserve Fund for Unplanned Expenses 5. Increase Spendable Income by Reducing Taxes We can help you balance your objectives with a complimentary Go2Income plan [Order Your Plan]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. 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