Plan Your Three Acts of Retirement, Advisory Annuities Cut Your Costs, Have Enough Income to Retire?

Are Your Mutual Funds as Diversified as You Think? | Life Insurance Really Can Be Affordable and Easy | Do You Have Enough Income to Retire? Created for {EMAIL} | [Web Version]( October 1, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Investing [] [Are Your Mutual Funds as Diversified as You Think?]( [Are Your Mutual Funds as Diversified as You Think?]( (Getty Images) You might be invested in multiple mutual funds, but they might be invested in the same stocks. Investment adviser Dan Sullivan explains how to go about [fixing a lack of diversification](. [] Insurance [] [Life Insurance Really Can Be Affordable and Easy]( [Life Insurance Really Can Be Affordable and Easy]( (Getty Images) Many consumers think life insurance is pricey and complicated, but insurance expert Salene Hitchcock-Gear says [you can start small](, and online tools make purchasing a policy easier than ever. [5 Things You Want from Your Retirement Income Plan]( Here's what Go2Income plan holders say about their retirement income objectives: 1. Don't Run Out of Money 2. Grow Income Each Year 3. Leave a Legacy for Kids 4. Build a Reserve Fund for Unplanned Expenses 5. Increase Spendable Income by Reducing Taxes We can help you balance your objectives with a complimentary Go2Income plan [Order Your Plan]( ADVERTISEMENT [] Saving for Retirement [] [Do You Have Enough Income to Retire?]( [Do You Have Enough Income to Retire?]( (Getty Images) [Retirement income planning is critical](, and that means testing different strategies and products to ensure you get the best outcome. Investment adviser Jerry Golden walks us through the process. [] Annuities [] [Advisory Annuities Let You Eliminate the Middlemen]( With a traditional annuity, multiple entities take a cut before you get yours, but there's a new, interesting option that, for some, is worth considering. CFP Samuel Gaeta introduces us to advisory annuities. [Read More]( [Advice Based on Time-tested Investment Strategies]( You've worked hard to build up a nest egg and Vanguard advisors are here to help. With their support and guidance, you can feel more confident that the assets you've built up will last. [Take the first step with Vanguard today](. Paid non-client promotion [GET STARTED]( ADVERTISEMENT [] Retirement Planning [] [How to Plan for Your Three Acts of Retirement]( Planning for your retirement years may seem daunting, but wealth planning expert Angie O'Leary makes the point that considering your differing needs and wants as you transition through these three phases can set you up for success. [Read More]( [This Billion Dollar Startup Wants to Help You Retire]( This Princeton grad's startup raised $161 million to help you plan a comfortable retirement. If you're one of the whopping 110 million Americans over the age of 50, or wisely planning ahead, SmartAsset's no-cost tool can help match you with up to 3 vetted financial advisors. [LEARN MORE]( ADVERTISEMENT [] Also on Kiplinger [] - [Deferring taxes]( until retirement? You may want to rethink that - Why now could be a good time to [invest in oil and gas]( - 10 things to know to prepare you for [Medicare open enrollment]( - For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, [bank on Kiplinger Investing for Income]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036