5%+ Savings Rates Still Available After Fed Rate Hold, USAA Members – Take Advantage of Possible Government Shutdown

How to Embrace Your Financial Wellness This Fall | Optimize Your Taxes With These 2 Common Strategies | USAA Members Can Get No-Interest Loans If the Government Shuts Down Created for {EMAIL} | [Web Version]( September 22, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top story [] [How to Embrace Your Financial Wellness This Fall]( [How to Embrace Your Financial Wellness This Fall]( (Getty Images) Economic uncertainty can take a toll on your mental health if you don’t stay on top of your financial wellness, writes financial planner Greg Ward. [Here’s where to start](. [] Tax Planning [] [Optimize Your Taxes With These 2 Common Strategies]( [Optimize Your Taxes With These 2 Common Strategies]( (Getty Images) It’s always a good time to keep your taxes in mind and, more specifically, how you can put yourself in an advantageous position by keeping more of your own money in your pockets. When it comes to tax optimization, there are two common strategies. [Wealth adviser Laura Shultz breaks them down here](. [Increase your retirement income — and make it last a lifetime]( Income annuities are paying 25% to 45% more than last year. By balancing guaranteed income and income-focused investments, you can increase your income, lower your risk and minimize your taxes. We can show you your increase with a complimentary Go2Income plan. [Order Your Plan]( ADVERTISEMENT [] In the News [] [USAA Members Can Get No-Interest Loans If the Government Shuts Down]( [USAA Members Can Get No-Interest Loans If the Government Shuts Down]( (Getty Images) Eligible members of USAA Federal Savings Bank can get one-time, no-interest loans if the U.S. government shuts down on Oct. 1. Loans will be split into two installments with [the last payment due in 90 days](. [] Savings [] [What the Fed's Rate Pause Means for Savings]( [What the Fed's Rate Pause Means for Savings]( (Getty Images) The Federal Reserve decided to hold interest rates steady at their September policy-setting meeting, following last month's rate hike. Some of the top-earning high-yield savings accounts, money market accounts and CD accounts [are still offering rates over 4%, and in some cases, 5%](. [How Much Should I (or my Student) Take Out in Student Loans]( How to strategically manage your debt and balance student loan repayment with other financial priorities. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger's Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger's Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. 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