Persistence Pays Off When Saving for Retirement | Is Your Financial Adviser Doing a Good Job for You? | Raising Grandkids? Five Financial Issues to Keep in Mind
Created for {EMAIL} | [Web Version]( September 20, 2023
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[] Saving for Retirement
[] [Persistence Pays Off When Saving for Retirement](
[Persistence Pays Off When Saving for Retirement]( (Getty Images)
Making a retirement savings plan and sticking with it can help cushion the blow when market downturns inevitably happen. Investment adviser David C. Treece posits that color-coding your money could [make that easier](. [] Personal Finance
[] [Is Your Financial Adviser Doing a Good Job for You?](
[Is Your Financial Adviser Doing a Good Job for You?]( (Getty Images)
If your meetings focus only on investment returns instead of retirement planning, that's a problem. These 10 questions, courtesy of CFP Joe F. Schmitz Jr., can help you [determine if your financial adviser is being lazy](. [Don't Bet Your Retirement on the Stock Market. Follow These 4 Tips.](
If you intend to keep a significant portion of your retirement savings in the stock market, you need to create a personalized plan for retirement income. Here are four tips to consider in your planning:
- Add lifetime annuities to the mix so your income doesn't run out
- Use a conservative estimate of long-term stock market performance
- Use a high dividend stock portfolio for current income
- Use a balanced portfolio with stocks and bonds for IRA withdrawals
Our average investor's plan shows a 5.50% starting income — and has less income risk than traditional plans. Find out your starting income and safe % by ordering a complimentary Go2Income plan. [Order Your Plan]( ADVERTISEMENT [] Family Matters
[] [Raising Grandkids? Five Financial Issues to Keep in Mind](
[Raising Grandkids? Five Financial Issues to Keep in Mind]( (Getty Images)
Keeping your personal finances and your retirement on track will be more difficult, but it's imperative to [have a financial plan and consider tapping available resources](, among other things, according to financial expert Stephen B. Dunbar. Featured Content Sponsored Content from Kiplinger Advisor Collective [Join the Kiplinger Advisor Collective Today]( Are you a seasoned financial professional with a wealth of experience waiting to be shared? Do you dream of expanding your influence within the industry and connecting with like-minded peers? The Kiplinger Advisor Collective is the ultimate platform for personal financial experts like yourself. [Find out more](. [] Retirement Planning
[] [Congratulations on Retiring: Here's How to Find Your Joy](
Knowing how you want to spend your time in retirement and having a sense of purpose can prevent you from feeling unmoored and isolated. CFP Erin Wood offers some suggestions for making yours a happy retirement. [Read More]( [Put Your Financial Goals in Motion](
No matter your level of experience, you can work with our advisors to create your personalized financial plan. Schedule your complimentary financial planning session today and discover how simple it is to invest with J.P. Morgan Personal Advisors. [Invest with No Advisory Fee for 6 Months](. [GET STARTED]( INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT ⢠NOT FDIC INSURED ⢠NO BANK GUARANTEE ⢠MAY LOSE VALUE ADVERTISEMENT [] Taxes
[] [Optimize Your Taxes With These Two Common Strategies](
Roth IRA conversions at today's lower tax rates could reap significant savings, and tax-loss harvesting can offset capital gains taxes on winning investments. Investment adviser Laura Schultz explains how. [Read More]( [7 Mistakes to Avoid When Hiring an Advisor](
Life should be a balance of adventure and relaxation - not finances. Enter: Working with a financial advisor. But choosing the wrong one could potentially wreak havoc on your investments. Be aware of these 7 common mistakes when hiring one so you can get back to the balance that matters most. [LEARN MORE]( ADVERTISEMENT [] Also on Kiplinger
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