Can Interest Rates For Savers Go Higher?, Tax Credit For EV Chargers, Holiday Gift Budgets Shrink

Planning To Spend Less on Gifts This Holiday Season? Join The Club | EV Charger Tax Credit is Back for 2023 | Will Savings Rates Go Up? Created for {EMAIL} | [Web Version]( September 13, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [Planning To Spend Less on Gifts This Holiday Season? Join The Club]( [Planning To Spend Less on Gifts This Holiday Season? Join The Club]( (Getty Images) Shoppers will spend less on gifts and do more shopping online this holiday season, a new survey shows. This follows Kiplinger’s retail outlook, which predicts a cooldown in goods buying later this year. Are you still setting a holiday shopping budget? [How do your plans compare to those surveyed? We have tips for keeping your spending within reason—so you can enjoy the season](. [Maximize Your Portfolio Potential and Unleash the Power of Alternatives]( We believe that diversification is the cornerstone of successful investing, and alternatives can offer an array of investment opportunities that could reduce risk and potentially enhance returns in your portfolio. This new SAM Primer is your gateway to understanding this dynamic space. [DOWNLOAD IT NOW]( ADVERTISEMENT [] Electric Cars [] [EV Charger Tax Credit is Back for 2023]( [EV Charger Tax Credit is Back for 2023]( (Getty Images) The EV charger federal tax credit for electric vehicle charging stations and equipment that had expired two years ago is back—with a few key changes. The goal is to increase the appeal of zero-emission driving for millions of customers. These chargers will be installed in both urban areas and along highways. [Read to find out how to qualify and claim the credit](. Featured Content Sponsored Content from Kiplinger's Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger's Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Interest Rates [] [Will Savings Rates Go Up?]( [Will Savings Rates Go Up?]( (Getty Images) When the Fed raises interest rates it’s not usually good news—.except if you're a saver. Interest rates on CDs and high-yield bank accounts typically go up after a rate hike. [We make it easy for you to find the best rates for you and your money](. [7 Secrets to Know About Hiring a Financial Advisor]( Choosing a financial advisor is a major life decision that can determine your financial trajectory for years to come. Be aware of these 7 secrets comfortable retirees know about hiring an advisor, so you can find peace of mind and potentially avoid years of stress. [LEARN MORE]( ADVERTISEMENT [] Also on Kiplinger [] - Employer healthcare [costs to rise next year]( - Strategies for [retaining your superstar employees]( - How to [cash in savings bonds]( - $725M Facebook settlement receives '[Largest Number of Claims Ever Filed](' ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036