How to Beat Out Retirement Fear, Three AI Picked Stocks That Can Beat the Market?, Hurry – Disney+ Is Offering a Cheaper Plan

How to Overcome Your Fear and Enjoy Retirement | Can Stocks Picked by Artificial Intelligence Beat the Market? | Mortgage Applications Fall to Lowest Level in Decades Created for {EMAIL} | [Web Version]( September 8, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top story [] [How to Overcome Your Fear and Enjoy Retirement]( [How to Overcome Your Fear and Enjoy Retirement]( (Getty Images) Fear of retirement is a real phenomenon for millions of older Americans. If you’re behind on saving, the fear is probably warranted. But even if you’ve accumulated a substantial nest egg, the thought of going without a regular paycheck may be scarier. [Here's how to start the journey that should calm your fears](. [] Stocks [] [Can Stocks Picked by Artificial Intelligence Beat the Market?]( [Can Stocks Picked by Artificial Intelligence Beat the Market?]( (Getty Images) An artificial intelligence stock-picking platform identifying high-potential equities has been sharp in the past. Keep an eye on [these three stocks]( in the upcoming months to see how AI’s picks perform. [A Banksy got everyday investors 32% returns?]( It may sound too good to be true, but investors are already smiling all the way to the bank, thanks to the investing platform Masterworks. With its 15 exits, Masterworks has delivered net returns of +10.4%, +27.3%, and +35.0%. Kiplinger readers can skip the waitlist with this exclusive link. See important disclosures at masterworks.com/cd [SKIP THE WAITLIST]( ADVERTISEMENT [] In the News [] [Mortgage Applications Fall to Lowest Level in Decades]( [Mortgage Applications Fall to Lowest Level in Decades]( (Getty Images) The volume of mortgage applications has slid to its lowest level in 27 years, despite a recent slight drop in mortgage interest rates, according to the latest weekly data from the Mortgage Bankers Association. Prospective home buyers are obviously still sitting on the sidelines, which has resulted in a 28% year-over-year slide in home purchases. [Find out more about the latest data and why would-be buyers are not looking to move forward](. [] Personal Finance [] [When Do You Actually Need to Tip? Kiplinger’s Modern Guide]( [When Do You Actually Need to Tip? Kiplinger s Modern Guide]( (Getty Images) You’ve probably heard of the term “tipflation.” Tipping has long been a tricky topic, but in recent years, the practice has taken on a whole new level of complexity. Everyone from your barista to the car mechanic are now asking for tips, and new technology adds to the pressure. What are the new tipping norms? [We dive into that and more here](. [Retirement Delay Due to Supporting Children?]( Whether you're among the generation feeling the squeeze or one of their aging parents, test your knowledge of the challenges facing today's Sandwich Generation who are wedged between caring for children and aging parents. [READ MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger's Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger's Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Deals [] [Disney Plus offers Cheaper Plan for 3 Months — But Not For Long]( If you’ve been looking to try Disney Plus, now's a great time. But you'll need to act fast, the offer ends September 20. [Read More]( [] Business [] [Beyond Remote Work: Strategies for Retaining Your Superstars]( It takes more than simply having a remote work setup to retain your best employees, writes financial expert Justin Grossbard. Here’s how to ensure they receive the most satisfying employee experience. [Read More]( [7 Mistakes to Avoid When Hiring an Advisor]( Life should be a balance of adventure and relaxation - not finances. Enter: Working with a financial advisor. But choosing the wrong one could potentially wreak havoc on your investments. Be aware of these 7 common mistakes when hiring one so you can get back to the balance that matters most. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. 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