When to File for Social Security, All About REITs, How to Conquer Retirement Mountain

Estate Planning for When 'Baby Oops' Comes Along | Three Asset Classes DST Investors Might Want to Avoid | When Is the Right Time to File for Social Security? Created for {EMAIL} | [Web Version]( August 20, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Estate Planning [] [Estate Planning for When 'Baby Oops' Comes Along]( [Estate Planning for When 'Baby Oops' Comes Along]( (Getty Images) Sometimes, after it seems apparent that a family is fully formed, along comes Baby Oops. Estate attorney Allison L. Lee suggests four estate planning tasks to keep in mind to [ensure Baby Oops gets what they need]( if you become incapacitated or pass away. [] Real Estate [] [Three Asset Classes DST Investors Might Want to Avoid]( [Three Asset Classes DST Investors Might Want to Avoid]( (Getty Images) While all real estate investing has its risks, student housing, senior care facilities and hospitality properties face [extra challenges](. Real estate investing expert Dwight Kay explains why. [The Easy Way to Maximize Deposit Insurance]( Raisin's secure, no-fee savings platform lets you spread your savings across 35+ insured banks and credit unions. You'll earn top rates and get $250,000 of insurance coverage per institution, per individual — plus, manage it all in a single account. Sign up in minutes. [Sign-Up]( ADVERTISEMENT [] Social Security [] [When Is the Right Time to File for Social Security?]( [When Is the Right Time to File for Social Security?]( (Getty Images) Some say you should claim your [Social Security benefits]( ASAP, while others say wait until 70. The bottom line: What works for someone else might not work for you. Here are some considerations, courtesy of CFP Ken Moraif. [] Investing [] [REITs Unveiled: A Comprehensive Guide for Investors]( Real estate investment trusts, or REITs, are great for diversifying your portfolio and earning regular income. Financial adviser Kris Maksimovich explores their benefits and risks. [Read More]( [Great Futures Start with Defined Goals]( Vanguard Personal Advisor provides ongoing portfolio advice—along with support and personal coaching to help you make decisions, tackle challenges and complexities, and stay aligned with your goals. Start the conversation today. Paid non-client promotion [GET STARTED]( ADVERTISEMENT [] Retirement Planning [] [Four Tips to Help You Conquer the Retirement Mountain]( Getting to retirement is only half the goal. That's why, CFP Michael Aloi says, having a cash cushion, minimizing taxes, being aware of investment biases and more are so important to having a successful retirement. [Read More]( [Unlocking Generational Wealth - Owning Innovative Companies for the Long Run]( In today's rapidly evolving financial landscape, generating lasting wealth requires a strategic approach that goes beyond short-term gains. Join SAM Chief Investment Officer Austin Root and Stansberry Research's Matt McCall as they share their insights on the power of investing in innovative companies with a long-term perspective. This live webinar will reveal how we identify promising opportunities that have the potential to grow over time. [REGISTER NOW]( ADVERTISEMENT [] Also on Kiplinger [] - Six of the [worst assets to inherit]( - What not to do when you're [going to court]( - Three tips for [selling your business]( and getting the most value - For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, [bank on Kiplinger's Investing for Income](. ABOUT KIPLINGER When we write about money, we get it right. 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