5 Best Retirement Prep Books, Finding the Best Vanguard ETFs, Kiplinger’s Guide to Treasury Bonds

New State Tax Changes You Need to Know | 5 Books That ll Prepare You for Your Golden Years | Look Out For This Scam Asking for Zelle and PayPal Payments Created for {EMAIL} | [Web Version]( August 15, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top story [] [New State Tax Changes You Need to Know]( [New State Tax Changes You Need to Know]( (Getty Images) Federal taxes get a lot of attention — especially before, during, and after tax season. State tax changes are sometimes overlooked but may affect your income and what you’ll pay for groceries, gas, and property this year. From lower state income tax rates to higher gas tax rates, [see the latest state tax changes you may have missed here](. [] Retirement [] [5 Books That’ll Prepare You for Your Golden Years]( [5 Books That ll Prepare You for Your Golden Years]( (Getty Images) If words on a page can introduce us to what it’s like to live in another century or a faraway land, then why not introduce us to life in retirement, too? [These five books]( will help prepare you for retirement through fiction and nonfiction. [How to Diversify Your Portfolio and Earn 10%]( A team of financial professionals who understand changing market conditions and critical investment factors. A focus on the private real estate sector mirroring how the wealthiest 1% invest. [READ MORE]( ADVERTISEMENT [] In the News [] [Look Out For This Scam Asking for Zelle and PayPal Payments]( [Look Out For This Scam Asking for Zelle and PayPal Payments]( (Getty Images) Imposter scams, such as a recent one involving Zelle and Bank of America customers, are the most common type of fraud reports, according to the Federal Trade Commission. The agency just put out a new warning about a scam making the rounds on LinkedIn and other job sites. To find out how Zelle responds to consumers falling victim to scams, [go here](. [] Personal Finance [] [Kiplinger's Guide to Buying Treasury Bills]( [Kiplinger's Guide to Buying Treasury Bills]( (Getty Images) Treasury bills, or T-bills, have one-year or shorter maturity dates with generous rates and no risk. But how do you buy them? [Find out here](. [How To Earn More With CDs]( "An easy, low-risk way to take advantage of higher rates is by creating a ladder of certificates of deposit (CDs) that allows you to lock in today's competitive rates while providing some flexibility. [READ MORE]( ADVERTISEMENT [] Investing [] [Finding the Best Vanguard ETFs]( Investors looking for the best Vanguard exchange-traded funds would be wise to follow the philosophy of the asset manager's founder, John Bogle. [Get Started]( [] Financial Planning [] [How Many Credit Cards Should I Have?]( Ever wondered, "How many credit cards should I have?" The answer isn’t as straightforward as you might think — it all depends on your financial situation. [Read More]( [7 Secrets to Know About Hiring a Financial Advisor]( Choosing a financial advisor is a major life decision that can determine your financial trajectory for years to come. Be aware of these 7 secrets comfortable retirees know about hiring an advisor, so you can find peace of mind and potentially avoid years of stress. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036