Kiplinger’s Social Security Basics For Dummies, Most Popular Homebuyers City, Adding Alternative Investments to Diversify IRA

This Surprise City Is Currently the Most Popular Homebuyer Destination | Pros and Cons of Adding Alternative Investments to Diversify Your IRA | HUD Investigates Major Bank Over Redlining Allegations Created for {EMAIL} | [Web Version]( August 12, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top story [] [This Surprise City Is Currently the Most Popular Homebuyer Destination]( [This Surprise City Is Currently the Most Popular Homebuyer Destination]( (Getty Images) While fewer people are relocating than a year ago, those who are on the move are heading west — with [this city]( topping the list of most popular homebuyer destinations, according to a new survey. [] Retirement Plans [] [Pros and Cons of Adding Alternative Investments to Diversify Your IRA]( [Pros and Cons of Adding Alternative Investments to Diversify Your IRA]( (Getty Images) Traditionally, individual retirement accounts (IRAs) have been associated with standard investment options like stocks, bonds, and mutual funds. However, savvy investors are now exploring the advantages of diversifying their IRA holdings by adding alternative investments. But, the potential for higher returns from alternative investments comes with some risks, writes Tory Reiss, CEO of Equi. [Are they right for you](? [Spend $500 And Earn $200]( Earn $200 after spending $500. Unlimited cash rewards. Start racking up huge rewards. [LEARN MORE]( ADVERTISEMENT [] In the News [] [HUD Investigates Major Bank Over Redlining Allegations]( [HUD Investigates Major Bank Over Redlining Allegations]( (Getty Images) The action, prompted by a National Community Reinvestment Coalition complaint, involves alleged discriminatory lending practices in majority Black and Hispanic neighborhoods in six metro areas from 2018 to 2021. [To find out about other federal government redlining investigations, see here](. [] Social Security [] [Kiplinger’s Social Security Basics: 12 Things You Must Know]( [Kiplinger s Social Security Basics: 12 Things You Must Know]( (Getty Images) Getting the most out of Social Security is anything but simple. As you near retirement, the decisions you make could have a significant impact on the amount of money you receive, and some of these choices are irrevocable. You’ll need to move carefully to maximize this income stream. Here are [12 essential details you need to know](. [Vanguard vs. Fidelity vs. Schwab]( Who are you partnered with? See how these popular brokerage firms stack up when it comes to fees, resources, and specific services, so you can decide on the right fit for you. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger's Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger's Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Wealth Creation [] [How High-Net-Worth Families Can Start Investing in AI]( AI, or artificial intelligence, as an alternative investment could score some major gains, but it could also come with some high risks, writes financial planner Thomas Ruggie. Where to begin? [Read More]( [] Personal Finance [] [Three Tips for Being a Disrupter]( For women guided toward a path opposite to what is deemed 'traditional' or 'normal' in their industry: Now is the time to become a disrupter. [Read More]( [Bull or Bear? How to Invest in Uncertain Markets]( How can you confidently invest in the market when there are conflicting signs everywhere? At SAM, we have a plan for our clients. It's working. And it doesn't depend on whether the market goes up or down. Watch this webinar where we'll reveal how we're investing during this uncertain time. [WATCH NOW]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. 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