Why Are You Still Working?, Claiming Social Security as Soon as Retirement Hits, 9 Things to Know About ETFs

Why Are You Still Working? | 9 Things to Know About Exchange-Traded Funds | FCC Slaps Robocaller Group With Record $300 Million Fine Created for {EMAIL} | [Web Version]( August 8, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top story [] [Why Are You Still Working?]( [Why Are You Still Working?]( (Getty Images) Some people have to, but there are plenty of folks who might want to do some soul-searching to determine how work fits into their ideal day. Financial planner Andrew Rosen [breaks down five categories that may help you answer this question](. [] Investing [] [9 Things to Know About Exchange-Traded Funds]( [9 Things to Know About Exchange-Traded Funds]( (Getty Images) Exchange-traded funds are becoming a big part of the investor's toolkit. But what is an ETF, and why are they so popular? [Knowing the basics of how exchange-traded products work]( will go a long way toward helping you select what’s best for your portfolio. [4 Benefits of Investing in REAL ESTATE]( With continued market volatility, high inflation and a recession knocking at the door, you might be asking - how can I ensure my portfolio is diversified to weather these headwinds? The answer is simple: commercial real estate. [LEARN MORE]( ADVERTISEMENT [] Did You Miss This? [] [FCC Slaps Robocaller Group With Record $300 Million Fine]( [FCC Slaps Robocaller Group With Record $300 Million Fine]( (Getty Images) Fraudsters made over 5 billion auto warranty scam calls to more than 500 phone numbers in 2021. These included calls to numbers on the National Do Not Call Registry. [See here]( to find out the enterprises involved in the scam. [] Retirement [] [3 Reasons to Claim Social Security as Soon as You Retire: Why Wait?]( [3 Reasons to Claim Social Security as Soon as You Retire: Why Wait?]( (Getty Images) Financial planner Joseph Fishman [l]([ays out several scenarios]( where it might make more sense to opt into your Social Security benefits sooner rather than later. [Bull or Bear? How to Invest in Uncertain Markets]( How can you confidently invest in the market when there are conflicting signs everywhere? At SAM, we have a plan for our clients. It's working. And it doesn't depend on whether the market goes up or down. Watch this webinar where we'll reveal how we're investing during this uncertain time. [WATCH NOW]( ADVERTISEMENT [] Personal Finance [] [Five Ways to Save on Back-to-School Shopping]( With back-to-school shopping season in full swing, concerns on how to afford clothing and educational supplies are increasing, especially as core inflation remains stubbornly elevated. Financial adviser Marguerita Cheng lists some tips to save at this pricey time of year: [Read More]( [] Your Business [] [Business Owners Should Review Their Buy-Sell Agreements]( A recent tax case hasn’t gone well for a small business, highlighting the need for businesses using a similar (and typical) succession planning arrangement to take a look at theirs, writes attorney John Goralka. [Read More]( [Can you benefit from working with a Vanguard advisor?]( Our advisors are fiduciaries, and they don't earn commissions--so you can trust they'll always put your interests first. You get advice that's tailored to your unique goals. [Take the first step with Vanguard today.]( Paid non-client promotion [GET STARTED]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036