Save on Back-to-School Expenses | Student Loan Payment Pause To End--How To Prepare | Ensure Your Insurance Is Up To Date
Created for {EMAIL} | [Web Version]( August 2, 2023
CONNECT WITH KIPLINGER [LinkedIn]( [Facebook]( [Twitter]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE](
[] Top Story
[] [Save on Back-to-School Expenses](
[Save on Back-to-School Expenses]( (Getty Images)
Back-to-school spending is set to hit a record $41.5 billion. We have [five tips to help you not spend]( the projected average of $890 per student on apparel, shoes, supplies and electronics. [Keep More of Your Retirement Savings](
You've worked hard to build up a nest egg and Vanguard advisors are here to help. With their support and guidance, you can feel more confident that the assets you've built up will last. [Take the first step with Vanguard today.]( Paid non-client promotion [GET STARTED]( ADVERTISEMENT [] Student Loans
[] [Student Loan Payment Pause To End--How To Prepare](
[Student Loan Payment Pause To End--How To Prepare]( (Getty Images)
Student loan payments are set to restart after a long pause. Repayment of student loans was suspended in 2020. Time to figure out how to pay the loans or look for help if you're doubtful your budget can stretch that far. [We have suggestions about how to prepare and where to get help if you need it](. Featured Content Sponsored Content from Kiplinger's Personal Finance Magazine
[Build wealth. Cut taxes. Retire rich.](
Get a [FREE ISSUE]( of Kiplinger's Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE](
[] Insurance
[] [Ensure Your Insurance Is Up To Date](
[Ensure Your Insurance Is Up To Date]( (Getty Images)
Keep your auto, home and umbrella policies current or you risk not having a way to protect yourself or your most important assets. Make sure to [go over the terms and exceptions to avoid expensive surprises](. [8 Things To Know About CD Ladders](
CDs tend to pay higher interest rates than what you can earn on other deposit accounts. Laddering takes the guesswork out of where rates are headed. [READ MORE]( ADVERTISEMENT [] Also on Kiplinger
[] - [Best 30-year mortgage rates](
- [10 reasons]( to visit beleaguered San Francisco
- Best [balance transfer]( credit cards
- Generational [spending trends]( ABOUT KIPLINGER
When we write about money, we get it right.
So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe](
[Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions](
CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE](
Future US LLC ©
Full 7th Floor, 130 West 42nd Street, New York, NY, 10036