7 Affordable Cities To Live in This State, IRS Delays IRA RMD Rules, Stagflation – What You NEED to Know

What is Stagflation and How to Prepare | How Your Magic Number for Retirement Compares to Others | IRS Delays IRA RMD Rules Again Does it Affect You? Created for {EMAIL} | [Web Version]( July 22, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top story [] [What is Stagflation and How to Prepare]( [What is Stagflation and How to Prepare]( (Getty Images) There's an easy way to remember the definition of stagflation: Just think stagnant plus inflation. [Here we answer a few questions]( like, is stagflation worse than a recession, is the U.S. headed for stagflation, and how does one combat it? [] Retirement Planning [] [How Your Magic Number for Retirement Compares to Others’]( [How Your Magic Number for Retirement Compares to Others ]( (Getty Images) Americans this year expect to need more to retire comfortably than they thought they’d need last year. Financial expert Aditi Javeri Gokhale breaks down [these four questions]( to get you thinking about your needs. [Retirement Savings Made Easy]( Vanguard Advisors can help you think through your retirement income and budget and balancing your expectations for growth with a disciplined approach to risk. [There's never been a more perfect time to get started.]( Paid non-client promotion [GET STARTED]( ADVERTISEMENT [] In Case You Missed It [] [IRS Delays IRA RMD Rules Again – Does it Affect You?]( [IRS Delays IRA RMD Rules Again Does it Affect You?]( (Getty Images) The IRS is again delaying specific required minimum distribution (RMD) rules. [Here’s what the latest change means for some inherited IRA beneficiaries](. [] Places to Live [] [7 Great Places to Live in Texas]( [7 Great Places to Live in Texas]( (Getty Images) New residents are coming in droves to take advantage of the state's affordable housing market and the fact that there's no personal income tax. [Read on to find the most bustling cities in Texas]( for various types of lifestyles. Just make sure you can handle the heat. [7 Secrets to Know About Hiring a Financial Advisor]( Choosing a financial advisor is a major life decision that can determine your financial trajectory for years to come. Be aware of these 7 secrets comfortable retirees know about hiring an advisor, so you can find peace of mind and potentially avoid years of stress. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger's Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger's Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Your Business [] [Five Tips to Boost Your Small Business' Sustainability]( Making just a few sustainable and energy-efficient changes can pay off literally and for the good of the planet, writes co-Founder of Due, Angela Ruth. [Read More]( [] Personal Finance [] [Savings vs. Checking Accounts: What's the Difference?]( Savings accounts and checking accounts have different uses. Which one is right for you? [Read More]( [How to Start Investing in Real Estate?]( With continued market volatility, high inflation and a recession knocking at the door, you might be asking - how can I ensure my portfolio is diversified to weather these headwinds? The answer is simple: commercial real estate. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. 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