Is Your Debt Good or Bad?, How to Choose a Financial Adviser, Smart Ways to Manage Graduation Money

6 Key Questions to Ask When Choosing Your Financial Adviser | Good vs. Bad Debt, and How You Can Manage Both | 11 Smart Ways Recent Grads Can Use Their Monetary Gifts Created for {EMAIL} | [Web Version]( July 3, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [6 Key Questions to Ask When Choosing Your Financial Adviser]( [6 Key Questions to Ask When Choosing Your Financial Adviser]( (Getty Images) Financial advisers can give you confidence that your money is aligned with your future goals, but they're not all created equal. These suggestions from the experts of Kiplinger Advisor Collective can help you [pick an adviser with your best interests in mind](. [Receive a Free Investment Consultation]( Our advisors will get to know you and match you to an expert-built portfolio. Connect with a J.P. Morgan Team member to schedule a free consultation and get no advisory fee for the first 6 months. [Get started with J.P. Morgan Personal Advisors](. [GET STARTED]( See disclosure [here]( ADVERTISEMENT [] Real Estate [] [Good vs. Bad Debt, and How You Can Manage Both]( [Good vs. Bad Debt, and How You Can Manage Both]( (Pixabay) Debt can help or hurt your long-term finances, depending on how you manage it. Wealth adviser Chad Rixse offers a guide to [understanding the differences between good and bad debt](, with techniques for managing and paying it down. Featured Content Sponsored Content from Kiplinger's Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger's Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Starting Out [] [11 Smart Ways Recent Grads Can Use Their Monetary Gifts]( [11 Smart Ways Recent Grads Can Use Their Monetary Gifts]( (Getty Images) After the graduation celebrations are over, it's wise to consider how financial gifts can help jump-start this next phase of life. Implementing any of these strategies can help [recent grads in your family kickstart their financial futures](. [New insights: Drive growth with insurance innovation]( Recent Forrester research reveals how modernizing insurance infrastructure with cloud-based solutions can help deliver key business outcomes. [REGISTER NOW]( ADVERTISEMENT [] Also on Kiplinger [] - Best no-fee [high-yield savings rates for July 2023]( - [Bucket budgeting](: An easy way to manage cash flow - Three key financial management [strategies to prioritize for your business]( - Five key [financial aspects to managing your home]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036