Make Retirement Savings Last, How Parents Can Help Kids Buy a House, Divorcing: What to Do Financially

Tax-Smart Strategies for Capital Gains in 2023 | Your Values Can Play a Key Role in Estate Planning | 4 Ways Parents Can Help Kids Be First-Time Home Buyers Created for {EMAIL} | [Web Version]( July 2, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Taxes [] [Tax-Smart Strategies for Capital Gains in 2023]( [Tax-Smart Strategies for Capital Gains in 2023]( (Getty Images) Using 1031 exchanges and qualified opportunity zones to reinvest the proceeds from the sale of an appreciated asset can defer and sometimes [eliminate capital gains taxes](. Real estate investing expert Daniel Goodwin dives into the details. [] Estate Planning [] [Your Values Can Play a Key Role in Estate Planning]( [Your Values Can Play a Key Role in Estate Planning]( (Getty Images) Estate attorney James J. Ferraro explains how parents who want to [maintain some control over an inheritance]( and promote their values after they're gone can leave a portion, or all, of their estate in further trust. [5 Things You Want from Your Retirement Income Plan]( Here's what Go2Income plan holders say about their retirement income objectives: • Don't Run Out of Money • Grow Income Each Year • Leave a Legacy for Kids • Build Reserve Fund for Unplanned Expenses • Increase Spendable Income by Reducing Taxes We can help you balance your objectives with a complimentary Go2Income Plan [Order Your Plan]( ADVERTISEMENT [] Personal Finance [] [4 Ways Parents Can Help Kids Be First-Time Home Buyers]( [4 Ways Parents Can Help Kids Be First-Time Home Buyers]( (Getty Images) High real estate prices and interest rates are making buying a first home more challenging than ever. Financial adviser and author Alvina Lo shares [how parents can make loans](, give gifts and be co-signers. [] Marriage & Divorce [] [What to Do Financially if Divorcing or You Lost Your Spouse]( Neither situation is easy, and trying to figure out the financial side of things can be especially difficult. Here are some steps from financial adviser Lane Marmon to help get finances in order. [Read More]( [Would You Like More Retirement Income?]( With continued market volatility, high inflation and a recession knocking at the door, you might be asking - how can I ensure my portfolio is diversified to weather these headwinds? The answer is simple: commercial real estate. [LEARN MORE]( ADVERTISEMENT [] Retirement Planning [] [3 Key Questions to Ask Yourself to Help Make Savings Last]( Financial expert Chuck Cavanaugh highlights the questions you should ask yourself. Once you know what you'll be doing in retirement, how to pay for it and how to bridge any income gaps, you'll be prepared when it's time to make the transition. [Read More]( [Deliver growth with insurance innovation]( Hear from insurance experts on the business impacts resulting from current and future technology decisions. [Register Now]( ADVERTISEMENT [] Also on Kiplinger [] - Preparing for [the next recession](: 6 considerations for retirees - [Are you rich?]( U.S. wealth percentiles might provide answers - Longevity: The [retirement problem]( no one is discussing - For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, [bank on Kiplinger's Investing for Income](. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036