Six Figure Income but Barely Getting By?, Why Budgeting Doesn't Work, Lucrative 401(k) Incentives

More Six-Figure Earners Living Paycheck to Paycheck, as Inflation Bites | Should I Pay a Financial Adviser an Assets Under Management Fee? | 9 Best Fidelity Mutual Funds to Buy Now Created for {EMAIL} | [Web Version]( June 12, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] Cost of Living [] [More Six-Figure Earners Living Paycheck to Paycheck, as Inflation Bites]( (GETTY IMAGES) [More Six-Figure Earners Living Paycheck to Paycheck, as Inflation Bites]( According to a new study, 61% of consumers were living paycheck to paycheck in April 2023, with an even higher percentage in urban areas. Learn which areas of the US have the most residents scrambling to pay their bills. [Read More]( [] Financial Planning [] [Should I Pay a Financial Adviser an Assets Under Management Fee?]( (GETTY IMAGES) [Should I Pay a Financial Adviser an Assets Under Management Fee?]( Does it make sense to pay your financial adviser more as your investments grow? Wealthramp founder Pam Krueger explains the difference between fee-only and all-in advisors, and how to determine the value of both options. [Read More]( [This Billion Dollar Startup Wants to Help You Retire]( This Princeton grad's startup raised $161 million to help you plan a comfortable retirement. SmartAsset's simple, no-cost tool can help match you with up to 3 vetted financial advisors serving your area. [Take this free quiz to see if you can retire comfortably.]( [LEARN MORE]( ADVERTISEMENT [] Investing [] [9 Best Fidelity Mutual Funds to Buy Now]( (Getty Images) [9 Best Fidelity Mutual Funds to Buy Now]( When it comes to picking the best Fidelity mutual funds, there's no universal answer to which option is at the top of the list. Browse our list of highly-rated Fidelity mutual funds with sound active management at relatively low costs to find your best fit. [Read More]( [] Retirement Savings [] [401(k) Provider Offers Cash Incentive to Start Saving]( (Getty Images) [401(k) Provider Offers Cash Incentive to Start Saving]( A 401(k) provider for small and mid-size companies is paying participants to save, providing cash for those who need it the most. We break down this novel idea and explain how to score cash bonuses just by saving for retirement. [Read More]( [Preserve Wealth for Future Generations]( Our advisors provide personalized wealth management services supporting your and your family's goals. From top-down portfolio construction to wealth and estate planning, we help protect your legacy. [There's never been a more perfect time to get started]( Paid non-client promotion [GET STARTED]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger's Retirement Report [Don't run out of money in your retirement.]( Get a [FREE ISSUE]( of Kiplinger's Retirement Report for proven ways to safeguard your savings against taxes and inflation, maximize Social Security and Medicare benefits, preserve and protect your estate, make the right move with your 401(k), IRA, RMDs, get the best health care and insurance at the best price, and much more. [CLICK HERE]( [] Healthcare [] [AGs Call for Medicare to End Restrictions on Alzheimer's Treatments]( (Pixabay) [AGs Call for Medicare to End Restrictions on Alzheimer's Treatments]( There's no known cure for Alzheimer's disease, but there are promising, yet expensive, treatments. Now, Attorneys General from across the country are taking action to expand access. [Read More]( [] Budgets [] [Budgeting Doesn't Work: A Fatal Flaw in Typical Money Management Advice]( (GETTY IMAGES) [Budgeting Doesn't Work: A Fatal Flaw in Typical Money Management Advice]( Budgeting is diet culture for your money, writes Healthy Rich founder Dana Miranda. Miranda offers her perspective on why personal budgets don't work - and what we should do instead to build healthy financial habits. [Read More]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. 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