Indexed Universal Life Insurance 101, Haggle for Almost Anything, Boomers Are Taking Pot Mainstream

What Is Indexed Universal Life Insurance and How Does It Work? | How to Haggle for Almost Anything | Aging Baby Boomers Take Pot Mainstream Created for {EMAIL} | [Web Version]( June 3, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top story [] [What Is Indexed Universal Life Insurance and How Does It Work?]( [What Is Indexed Universal Life Insurance and How Does It Work?]( (Getty Images) This permanent life insurance provides a death benefit to your beneficiaries but also [offers a cash-value component]( that can grow over time, writes wealth adviser Mike Decker. [] Personal Finance [] [How to Haggle for Almost Anything]( [How to Haggle for Almost Anything]( (Getty Images) Learning how to haggle is an invaluable skill. [These strategies]( will help you negotiate a better price for just about any product or service. [5 Things You Want from Your Retirement Income Plan]( Here's what Go2Income plan holders say about their retirement income objectives: • Don't Run Out of Money • Grow Income Each Year • Leave a Legacy for Kids • Build Reserve Fund for Unplanned Expenses • Increase Spendable Income by Reducing Taxes We can help you balance your objectives with a complimentary Go2Income Plan [ORDER YOUR PLAN]( ADVERTISEMENT [] In Case You Missed It [] [Aging Baby Boomers Take Pot Mainstream]( [Aging Baby Boomers Take Pot Mainstream]( (Getty Images) The fastest-growing user group for the substance is older adults. From legalization to how to invest, [here are ten things to know about marijuana](. [] Home Savings [] [Cheap Ways to Cool Your Home in the Summer]( [Cheap Ways to Cool Your Home in the Summer]( (Getty Images) The average summer electric bill in 2022 clocked in at $172 for each summer month. Try [these smart saving steps]( to lower your home’s energy bill this year. [Are You Maximizing Your Portfolio?]( An advisor can help you determine if you are making the most out of your portfolio so you can make the most of your retirement. Take this short quiz to get matched with up to 3 vetted financial advisors serving your area. [GET STARTED]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger's Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger's Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Wealth Management [] [Nervous About the Markets and Economy? Consider History]( To put things in perspective, focus on what you can control and remember that the ups and downs of the markets and economy can be cyclical, writes financial planner Erin Wood. [Read More]( [] CD Rates [] [Best No-Penalty CD Rates June 2023]( Here are some of the best no-penalty CD rates available now, with some offering APYs of over 4%. [Read More]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036