Financial Health Workout, Gift Tax FAQs, Reliable Retirement Income

Housing Factors to Look at as You Age (Ice Cream Matters) | 3 Reasons You Need to Use a 529 Plan (and 2 You Don't) | Confused by the Gift Tax? 10 Common Questions Answered Created for {EMAIL} | [Web Version]( May 28, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Retirement Planning [] [Housing Factors to Look at as You Age (Ice Cream Matters)]( [Housing Factors to Look at as You Age (Ice Cream Matters)]( (Getty Images) Can you age in place, or do you need to move? Financial consultant Thomas C. West makes the case that ice cream has more to do with [making tough housing decisions]( than you might think. [] College [] [3 Reasons You Need to Use a 529 Plan (and 2 You Don't)]( [3 Reasons You Need to Use a 529 Plan (and 2 You Don't)]( (Getty Images) Tax benefits and a new Roth IRA feature make 529 college savings plans attractive, but they're not a one-size-fits-all option. In honor of National 529 Day (May 29), CFP Shane W. Cummings explores the [ins and outs of 529 plans](. [This Fund Provides a Reliable Income Stream]( A key challenge for many investors is finding truly passive investments that generate predictable and substantial income. [READ MORE]( ADVERTISEMENT [] Taxes [] [Confused by the Gift Tax? 10 Common Questions Answered]( [Confused by the Gift Tax? 10 Common Questions Answered]( (Getty Images) Generous gifts can sometimes come with [tax consequences](. Even if, in general, only very wealthy people need to worry about gift taxes, there still could be important IRS paperwork involved. CFP Joelle Spear explains it all. [] Saving for Retirement [] [Two Paths to Reliable Retirement Income in Volatile Times]( Indexed insurance policies and REIT preferred stock are options that focus on defense but still score financial points even if the markets are down, according to financial adviser Aaron Gaines. [Read More]( [How to increase your retirement income]( Income annuities are paying 20%-40% more than last year. By balancing guaranteed income and income-focused investments, you can increase your income, lower your risk and minimize your taxes. Learn how with a complimentary Go2Income plan. [Order Your Plan]( ADVERTISEMENT [] Personal Finance [] [Improving Your Financial Health: A 10-Step Workout Plan]( It's never too late to shape up your financial health, and the more attention you pay to every aspect of your finances, the healthier they'll be. CFP Andrew Rosen goes through the exercises that'll help get you feeling good about your finances. [Read More]( [Share Your Story with Future Generations]( Passing down your life experiences to the next generation is a priceless gift. Contact [LifeTime Memoirs]( on (844)-399-0426 to learn how you can begin your private autobiography today. [LEARN MORE]( ADVERTISEMENT [] Also on Kiplinger [] - How NOT to conduct a [job interview]( - [Career transition](? Three steps to protect your financial health - Making the case for [covered call strategies]( - For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, [bank on Kiplinger's Investing for Income](. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036