Get Ready for Netflix Sharing Crackdown, Gen X Has a Retirement Problem, How to Negotiate a Better Home Deal

Gen Xers Just Aren't Saving Enough for Retirement | What You Can Negotiate When Buying a Home | Update: Netflix's Password Sharing Crackdown is Imminent Created for {EMAIL} | [Web Version]( May 24, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [Gen Xers Just Aren't Saving Enough for Retirement]( [Gen Xers Just Aren't Saving Enough for Retirement]( (Getty Images) New data reveals Gen Xers are nowhere near on track for what they think they'll need for a comfortable retirement. We explain how much farther they have to go - and [how Gen X can step up their retirement savings](. [Afraid of Running Out of Money in Retirement?]( Running out of money is most retirees' #1 concern. You don't know how long you will live or what your future health will be. What should you do? Create a plan with more safe income from dividends, interest and guaranteed annuity payments. Annuity payouts are up 20% to 40% from a year ago. Learn how to reduce this risk with a complimentary Go2Income plan. [ORDER YOUR PLAN]( ADVERTISEMENT [] Housing [] [What You Can Negotiate When Buying a Home]( [What You Can Negotiate When Buying a Home]( (Getty Images) Home buyers are getting more negotiating power, but most don't know what bargaining chips are on the table. Here are [five potential deal points homebuyers might not know](, including repairs and mortgage rates. Featured Content Sponsored Content from Kiplinger's Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger's Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Spending [] [Update: Netflix's Password Sharing Crackdown is Imminent]( [Update: Netflix's Password Sharing Crackdown is Imminent]( (Rafapress / Shutterstock) Netflix just notified all U.S. subscribers that its Paid Sharing feature will come into force shortly. So when will this shift finally happen, and what can you do if you're among the [millions of affected Netflix users](? [Looking for a Flexible Way to Save? Consider a CD Ladder]( As the Federal Reserve attempts to rein in inflation by raising a key interest rate, the rates on CDs have also gone up. Here are 5 common questions about CD Ladders that can help you build your own and start earning better returns on your savings. [READ MORE]( ADVERTISEMENT [] Also on Kiplinger [] - [Minnesota rebate checks and child tax credit]( in 2023 - [Don't count on an inheritance]( for your retirement plan - How not to [conduct a job interview]( - Is investing in [Bitcoin really just gambling](? ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036