Contemporary Inflation Adjustments, New Record High HSA Contributions, Nine Top Defensive ETFs

Record-High HSA Limit Coming for 2024 | To Address Inflation, Consider Four Portfolio Adjustments | Texas Imposes New Tax on Electric Vehicles Created for {EMAIL} | [Web Version]( May 24, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top story [] [Record-High HSA Limit Coming for 2024]( [Record-High HSA Limit Coming for 2024]( (Getty Images) The IRS released the HSA maximum contribution amounts for 2024, which are higher than ever. Find out how much you will [be able to contribute to your health savings account next year and more here](. [] Wealth Creation [] [To Address Inflation, Consider Four Portfolio Adjustments]( [To Address Inflation, Consider Four Portfolio Adjustments]( (Getty Images) Inflation has contributed to bear markets in stocks and bonds. Consequently, the portfolio strategies that worked well in recent decades don’t seem so promising. Investors should consider making [these adjustments]( to add investments that provide incremental diversification, inflation protection and incremental income, writes financial planner Daniel Kern. [Earn $200 After Spending $500]( Spend $500 and earn $200 with these cards. Unlimited cash rewards and great Intro APR deal. Start racking up huge rewards. [LEARN MORE]( ADVERTISEMENT [] In Case You Missed It [] [Texas Imposes New Tax on Electric Vehicles]( [Texas Imposes New Tax on Electric Vehicles]( (Getty Images) Texans who own or buy electric vehicles will soon see their registration costs jump nearly 800%. [Find out why and how here](. [] ETFs [] [The Best Defensive ETFs]( [The Best Defensive ETFs]( (Getty Images) [These nine defensive ETFs]( can help ease investors' worries about volatility across the stock and bond markets. [Looking for a Flexible Way to Save? Consider a CD Ladder]( As the Federal Reserve attempts to rein in inflation by raising a key interest rate, the rates on CDs have also gone up. Here are 5 common questions about CD Ladders that can help you build your own and start earning better returns on your savings. [READ MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger's Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger's Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Annuities [] [A Guide for Fixed Index Annuities]( The best part about fixed index annuities? Protection from downside risk, financial expert Tim Schultz says. And the closer you get to retirement, the more you want protection if the markets have another bad year. [Read More]( [] Savings [] [CD vs. High Yield Savings Account: Which is Better?]( CD and high-yield savings accounts are offering interest rates of 4%+. Check our our tool to find the best option to meet your financial goals. [Read More]( [This Billion Dollar Startup Wants to Help You Retire]( This Princeton grad's startup raised $161 million to help you plan a comfortable retirement. If you're one of the whopping 110 million Americans over the age of 50, or wisely planning ahead, SmartAsset's no-cost tool can help match you with up to 3 vetted financial advisors. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036