How to Save Social Security, CA/NY Tax Exodus, Update Your iPhone

Fed's Latest Move May Mean We're at Peak Saving Rates | Which Low-Tax States Are Gaining Residents From California and New York? | Update Your iPhone to Protect Your Bank Accounts Created for {EMAIL} | [Web Version]( May 8, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] Saving [] [Fed's Latest Move May Mean We're at Peak Saving Rates]( (Getty Images) [Fed's Latest Move May Mean We're at Peak Saving Rates]( The Federal Reserve's latest interest rate hike and potential next moves could have unpredictable effects on your savings account returns. Here's what you need to know about the Fed's impact on savings rates in the near future. [Read More]( [] Taxes [] [Which Low-Tax States Are Gaining Residents From California and New York?]( (Getty Images) [Which Low-Tax States Are Gaining Residents From California and New York?]( Reducing taxes is one surefire way to cut living costs, and sometimes moving from a high-tax state to a low-tax state can eliminate thousands of dollars in expenses year after year. See what new IRS data reveals about tax migration patterns away from the coastal giants. [Read More]( [How much money do you need to retire?]( What kind of retirement do you want? Will you go traveling? Or maybe take up an exciting new hobby? Whatever retirement lifestyle you choose, make sure you have the savings to support your future plans. [READ MORE]( ADVERTISEMENT [] Banking [] [Update Your iPhone to Protect Your Bank Accounts]( (Getty Images) [Update Your iPhone to Protect Your Bank Accounts]( Apple released its first Rapid Security Response (RSR) update on Monday. Learn how to install these new security features that can help keep your device -- and all the important financial information on it - more secure. [Read More]( [] Social Security [] [How to Save Social Security and Defer RMDs]( (Getty Images) [How to Save Social Security and Defer RMDs]( 70% of Americans worry that Social Security will run out of funding in their lifetimes. Investment adviser Chris Heerlein explains how tweaking retirement law to allow voluntary opt-outs and deferred RMDs could preserve the program for those who need it most. [Read More]( [This Tech Company Is Looking to Revolutionize Knee Replacements]( There are 933 thousand knee replacement surgeries each year, and about 100,000 of them fail. But even more lead to chronic pain from misalignment or wear. In fact, 36% of people wish they had never received their surgery after the fact. Monogram is working to change that. [LEARN MORE]( ADVERTISEMENT [] Investing [] [Best Low-Volatility ETFs for When the Market is a Roller Coaster]( (Getty Images) [Best Low-Volatility ETFs for When the Market is a Roller Coaster]( The past few years have seen extreme volatility in the stock market. Low-volatility ETFs can help skittish investors access the market with a lower risk profile than the typical index fund. [Read More]( [Connect with Fiduciary Financial Advisors Here]( See what retirement might look like for you and get a feel for what our award-winning free dashboard can do. Want a more accurate assessment? [READ MORE]( ADVERTISEMENT [] Travel [] [Would You Buy Airbnb's New 'Rooms' Option?]( (Getty Images) [Would You Buy Airbnb's New 'Rooms' Option?]( In response to rising prices, Airbnb has rolled out "Rooms," a new feature highlighting single rooms for rent across the company's enormous property database. Explore whether it's always worth saving for the sake of saving - and how we put a price on comfort and safety. [Read More]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. 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