Overpayment Scams, Flexible Annuities, Down Market Appeal

Don't Hand AI Your Retirement Income Planning Just Yet | Why Investing in Debt-Free DST Properties Makes Sense | Annuities: The Swiss Army Knife of Financial Planning Created for {EMAIL} | [Web Version]( April 23, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Retirement Planning [] [Don't Hand AI Your Retirement Income Planning Just Yet]( [Don't Hand AI Your Retirement Income Planning Just Yet]( (Getty Images) Some are saying artificial intelligence can [replace human financial advisers](, but when investment adviser Jerry Golden asked ChatGPT about that, even it recognized the value of experience, judgment and a beating heart. [] Real Estate [] [Why Investing in Debt-Free DST Properties Makes Sense]( [Why Investing in Debt-Free DST Properties Makes Sense]( (Getty Images) Some world-class firms are running into trouble with leveraged real estate, so Dwight Kay, a real estate investing expert, lists some reasons investors could focus on [debt-free Delaware Statutory Trusts instead](. [Consolidate Your Credit Card Debt]( If you're suffering from high interest rate charges, transfer your debt to one of these balance transfer or low interest cards with 0% intro APR and start saving money. [LEARN MORE]( ADVERTISEMENT: [] Annuities [] [Annuities: The Swiss Army Knife of Financial Planning]( [Annuities: The Swiss Army Knife of Financial Planning]( (Getty Images) Different types of annuities reduce risk by building tax-advantaged savings or guaranteeing retirement income. Retirement income expert Ken Nuss explains [which annuities are best]( based on where you are in life. [] Investing [] [Four Reasons to Stay Invested in a Down Market]( Watching your investment accounts lose ground can be scary, but according to financial adviser Phil Cooper, continuing to contribute despite a down market could potentially be beneficial in the long run. [Read More]( [Advice Based on Time-tested Investment Strategies]( You've worked hard to build up a nest egg and Vanguard advisors are here to help. With their support and guidance, you can feel more confident that the assets you've built up will last. [Take the first step with Vanguard today](. Paid non-client promotion [GET STARTED]( ADVERTISEMENT [] Personal Finance [] [In an Overpayment Scam, Your Bank Might Not Protect You]( Attorney H. Dennis Beaver shares the story of how one man learned the hard way that an overpayment scam can happen to anyone. The even harder lesson, though, might be that his bank did nothing to protect him. [Read More]( [Would You Like A Stable Monthly Income]( A key challenge for many investors is finding truly passive investments that generate predictable and substantial income. [READ MORE]( ADVERTISEMENT [] Also on Kiplinger [] - The [best cash back credit cards]( in April 2023 - ['Gray divorces']( can upend your retirement plans - How to [lower your tax bill]( next year - For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, [bank on Kiplinger's Investing for Income](. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036