Steps to Comfy Retirement, 2026 Estate Planning, Fearing a Recession?

Five Tax Planning Strategies to Use All Year to Lower Taxes | After the Recent Banking Crisis, What Can You Bank On? | SPATs, SLATs and DAPTs: Prepare for 2026 Estate Planning Created for {EMAIL} | [Web Version]( April 16, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Taxes [] [Five Tax Planning Strategies to Use All Year to Lower Taxes]( [Five Tax Planning Strategies to Use All Year to Lower Taxes]( (Getty Images) According to certified financial planner Jamie P. Hopkins, [proactive ways to lighten the tax load]( include deferring or accelerating income, tax-loss harvesting and bunching several expenses into one year. [] Personal Finance [] [After the Recent Banking Crisis, What Can You Bank On?]( [After the Recent Banking Crisis, What Can You Bank On?]( (Getty Images) Now would be a good time to take stock of how your nest egg may be exposed in a banking crisis. CFP Michael Aloi highlights [five things you should know to protect your money](. [This Billion Dollar Startup Wants to Help You Retire]( This Princeton grad's startup raised $161 million to help you plan a comfortable retirement. SmartAsset's simple, no-cost tool can help match you with up to 3 vetted financial advisors serving your area. [Take this free quiz to see if you can retire comfortably](. ADVERTISEMENT [] Estate Planning [] [SPATs, SLATs and DAPTs: Prepare for 2026 Estate Planning]( [SPATs, SLATs and DAPTs: Prepare for 2026 Estate Planning]( (Getty Images) The estate tax exemption is set to drop significantly in 2026. That means alternative tax-savvy trusts called [SPATs, SLATs and DAPTs could come to the rescue](. Attorney John M. Goralka is here to explain how. [] Investing [] [Fearing a Recession? What to Do Now to Your Portfolio]( Waiting until a recession is "official" could be too late to recession-proof your portfolio, so certified financial planner Brian Spinelli recommends considering some steps now to set your portfolio up for resiliency. [Read More]( [One-stop financial shop]( Investing, retirement, and more. Whatever your financial goals, see how E*TRADE can help you achieve them. [Learn more]( ADVERTISEMENT [] Retirement Planning [] [Four Steps to Help You Have a Comfortable Retirement]( Planning for retirement can be daunting, but according to certified financial planner Tony Drake, the plan is what makes it more likely you'll get to spend retirement relaxing and doing the things you love. [Read More]( [5 Tips to Withdraw From Investments Wisely]( Withdrawing from your investments in the right order could help save you years worth of income in unnecessary taxes. The wrong order could potentially eat into your retirement nest egg. Work to enhance your financial future with these [5 tips](. [READ MORE]( ADVERTISEMENT [] Also on Kiplinger [] - The best [cash back credit cards]( in April 2023 - [Are you rich?]( U.S. wealth percentiles might provide answers - [Being rich vs. being wealthy](: What's the difference? - For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, [bank on Kiplinger's Investing for Income](. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Since 1920, Kiplinger has earned a reputation as a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include Kiplinger’s Personal Finance magazine, The Kiplinger Letter, The Kiplinger Tax Letter, Kiplinger’s Retirement Report, and Kiplinger’s Investing for Income. All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( and [podcasts]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036